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Small Cash LoansEZ Loan provides fast cash loans in Singapore and quick 20 minute approvals, making us one of the best licensed moneylenders for urgent financial needs.
We prioritise speed, ensuring you get quick cash to cover urgent expenses without unnecessary delays. Whether you’re dealing with an emergency car repair, an unexpected medical bill, or another sudden financial demand, our fast turnaround ensures you can address these situations head-on without the stress of waiting. At EZ Loan, it is EASY to access the financial support you need.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
$5,000
disbursed
for medical bills
EZ Loan is one of Singapore's leading licensed moneylenders due to our commitment to privacy, discretion and our understanding. of the challenges that come with unexpected financial needs. We know that understanding life’s circumstances means being there when it matters most, and that’s why we focus on providing access to fast cash without the lengthy procedures of traditional banks. With our quick cash loans for various purposes, including emergencies, home repairs, or personal needs, we ensure that our customers can receive funds with 30-minute disbursements, helping them quickly regain control of their finances.
As a licensed moneylender in Singapore, EZ Loan is dedicated to offering solutions that address real needs while safeguarding privacy and discretion. We aim to make the borrowing process as seamless as possible, with quick cash loans for various purposes available at the speed required during challenging times. We prioritise understanding life’s circumstances by providing financial options that are flexible and tailored to individual needs, ensuring that funds are available with a 30-minute disbursement. This focus on empathy, speed, and confidentiality makes EZ Loan the trusted choice for financial support.
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
EZ Loan is a trusted licensed moneylender in Singapore, fully regulated by the Ministry of Law, with decades of experience in the lending industry. Financial limitations can arise unexpectedly, so we personalise our loan services to meet your needs. With convenient locations at Beach Road and Marina Square and a fully online loan process, we ensure that help is always within reach. At EZ Loan, we offer a variety of loan types, including Credit Card Consolidation Loans, Small Cash Loans, and Payday Loans, providing tailored financial solutions for every situation. The application process is designed to be quick and straightforward, offering approvals within hours. By utilising Singpass, borrowers can enjoy even shorter processing times and get funds within minutes—all while helping to protect the environment through a paperless approach. At EZ Loan, it is EASY to access the financial support you need.
Fast cash loan approval in Singapore has never been simpler. At EZLoan, we realize that sometimes emergencies arise and you need to get access to funds fast. Our streamlined application process ensures that you can apply online or in-person with minimal paperwork and fast approvals.
Your privacy and security are very important to us; hence, we make sure that we strictly comply with all financial regulations so you can rest assured. Be it for unexpected expenses or personal needs, our dependable service will assure your financial stability without any unnecessary delays. Apply today and enjoy a hassle-free way of getting your fast cash loan approved with the assurance that your needs are our priority.
EZLoan provides fast cash loan solutions designed to take the stress out of borrowing. Be it medical emergencies, unexpected repairs, or personal needs, our loans cater to all financial relief needs when most needed. With an easy application process, clear criteria for eligibility, and transparent terms, we make it simple and hassle-free for you to get your cash.
Our team will walk you through the process step by step and ensure that there is no hitch, so your experience with us is smooth. Don't let financial emergencies hold you back; with EZLoan, you can expect quick cash loan solutions when it matters most.
If you are wondering where to get a fast cash loan with instant approval, then look no further than EZLoan. We deal in quick and effective loan services for your pressing financial needs. You can fill out an application and have it processed through our easily navigable website while sitting comfortably in your house.
Our staff makes sure that the review of applications goes swiftly. With flexible repayment options and minimal documentation requirements, we make borrowing simple and accessible. Whether you're in a financial pinch or simply looking ahead to some unexpected expenses, EZLoan is your go-to partner for instant cash loans in Singapore. Apply now and get the funds you need without delay.
$5,000
disbursed
for medical bills
1
Fast Approval in 20 Minutes
Get loan approval in just 20 minutes—much quicker than banks. We don’t want to keep you waiting, especially when you need urgent cash.
2
Instant Cash Disbursement
Receive your cash today for any emergency or immediate need. There will be no delays or cumbersome processes, just fast access to your funds.
3
Affordable Interest Rates
Our monthly interest rates are designed to keep your costs low so you can take out a loan without financial stress.
LAST UPDATE
06 Jul 2025
Application Submitted in last 30 days
5490
Processing Time average
12 minutes
You can start your application online through our website or WhatsApp. We also welcome walk-ins, so feel free to visit either of our two convenient locations to initiate your loan application.
Schedule an appointment to visit one of our branches for your loan assessment and approval. During your visit, you will provide the necessary documents and meet with a loan officer who will clearly explain all terms and conditions. Loan assessment and disbursement must be completed in person as per regulatory requirements.
Our loan officers are ready to provide personalised loan advice and answer all your questions. Borrowing an amount that aligns comfortably with your income and financial commitments is important. Use our Loan Calculator to estimate your monthly repayments and make an informed decision.
Here’s an example of a repayment schedule for
| Month | Principal (SGD) | Interest (SGD) | Total (SGD) |
|---|---|---|---|
| 1 | 301.52 | 80 | 381.52 |
| 2 | 313.59 | 67.93 | 381.52 |
| 3 | 326.13 | 55.39 | 381.52 |
| 4 | 339.17 | 42.35 | 381.52 |
| 5 | 352.74 | 28.78 | 381.52 |
| 6 | 366.85 | 14.67 | 381.52 |
Please feel free to explore our Loan Calculator to assess your estimated monthly repayments for your loan.
Once the loan terms are agreed upon and the contract is signed, you will receive a copy of your loan agreement and a repayment card. Your funds will be available immediately, either as a cash payout or via bank transfer.
We offer multiple options for making monthly repayments. You can choose between bank transfer, PayNow, or in-person payments at our store. For added convenience, all available options are listed on your repayment card.
You will receive a receipt via email within seven working days for each payment. EZ Loan also offers the option of early full settlement at no extra cost. If you choose to pay off your loan early, please contact us for the final settlement amount. This option may help you save on interest and manage your finances more efficiently.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment ContractYour maximum loan amount will depend on factors such as your income level and citizenship status.
Your Annual Income
Under SGD 10,000
From SGD 10,000 to less than 20,000
SGD 20,000 or more
Singaporeans & Permanent Residents
Up to SGD 3,000
Up to 6X of your monthly income
Foreigners Living in Singapore
Up to SGD 500
Up to SGD 3,000
Up to 6X your monthly income
We are licensed by the Registry of Moneylenders and fully compliant with the Moneylenders Act. This means you can have confidence that you are getting funds from a legal and reliable source.
Before offering a loan, we take the time to understand your unique financial needs and situation. Our team clearly explains the terms and conditions of your chosen loan, ensuring that all your questions are answered with precision and care.
We prioritise your privacy and treat every detail with the utmost discretion. Our personalised loan services are conducted carefully, ensuring your information remains confidential while you receive the support you need.
At EZ Loan, our top priority is protecting your privacy and sensitive information. We strictly adhere to data protection regulations, ensuring that your financial records, identification documents, and all transactions are kept secure and confidential.
Mar 06, 2025
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Jun 16, 2025
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
Beach Road
