At EZ Loan, we focus on your current financial situation and repayment ability rather than your credit history. We strive to accommodate different financial needs but do not extend loans to undischarged bankrupts.

The process is straightforward and involves three easy steps: Step 1: Apply anytime You can start your application online, visit our branch, or reach out through WhatsApp at +65 8388 3388—whichever is easiest. Step 2: Book a consultation After applying, visit our office for a free consultation, bring the necessary documents, and sign the loan agreement. Step 3: Collect your cash Once approved, receive your cash immediately. We make sure the process is fast and hassle-free.

Depending on your residency status, you need different documents: For Singaporeans or Permanent Residents (PRs): NRIC Singpass If renting, please provide: Tenancy agreement Proof of address (e.g., phone bill or utility bill) Payslips for the last three months (if available) Bank token For foreigners: S Pass / Employment Pass / Work Permit (valid for at least 6 months) Passport Residence information: Phone bill or utility bill Tenancy agreement Payslips for the last three months (if available) Employment contract

To ensure that you are dealing with a licensed moneylender, verify if the moneylender appears on the Ministry of Law's list of licensed moneylenders in Singapore. Licensed moneylenders in Singapore can only use specific advertising channels: Business or consumer directories (print or online media) Their official website Signage on or within their office premises Some warning signs of an unlicensed moneylender include: They contact you via text messages or calls to encourage you to sign up for a loan. They approve your loan without requiring you to visit their office in person. They demand instalment payments before disbursing the loan to you. EZ Loan is fully licensed and compliant with regulations to ensure safe and trustworthy lending practices.

Yes, you can still apply for a loan with EZ Loan! If you are self-employed, such as a Grab or taxi driver, you must provide your payslips from the last three months. For other types of self-employment, you need to submit your bank statements from the past three months. These documents help us determine a suitable loan amount based on your financial capacity.

Yes, having an existing bank loan does not prevent you from applying for a loan with EZ Loan. We will assess your current financial situation to ensure that any additional loan provided will be affordable and suited to your needs without causing undue financial strain.

It takes just 20 minutes to get a loan approval from EZ Loan! Our process is designed to be as simple as A, B, and C: A. Apply anytime You can begin your application online, visit our branch, or contact us via WhatsApp at +65 8388 3388—whatever works best for you. B. Book a consultation Schedule a visit to our office for a free consultation. You will present the required documents and finalise your loan agreement (in 20 minutes!) with one of our loan officers. C. Collect your cash Once approved, you can collect your cash immediately in 30 minutes. We prioritise making the process as quick and easy as possible.

Once your loan is approved, the funds will be transferred directly to your bank account or handed to you in cash during your visit to our office. You can receive the funds on the same day you complete the approval process.

With EZ Loan, you can receive your cash in just 30 minutes! Our loan process is as simple as A, B, C: A. Apply anytime You can begin your application online, visit our branch, or contact us via WhatsApp at +65 8388 3388—whichever is most convenient. B. Book a consultation Visit our office for a free consultation. You will present the required documents and finalise the loan agreement with our loan officer. We promise speedy approvals in as fast as 20 minutes. C. Collect your cash Once your application is approved, you will receive your cash in 30 minutes—there will be no waiting, just a fast and seamless process.

Feel free to visit us at one of our branches: Beach Road Branch Address: 3 Beach Road, #01-4853, Singapore 190003 Office number: +65 6222 2529 Opening hours: Monday to Saturday, 11:00 AM – 7:00 PM Marina Square Branch Address: 6 Raffles Blvd, #03-308 Marina Square, JustCo, Singapore 039594 Office number: +65 6291 2832 Opening hours: Monday to Saturday, 11:00 AM – 7:00 PM We are closed on Sundays and Public Holidays. You are always welcome to drop by during our working hours, and our friendly team will be happy to assist you with any enquiries.

After enquiring, you are not obligated to take up a loan with us. We are more than happy to answer any questions you may have. Feel free to reach out via WhatsApp at +65 8388 3388, and we will assist you with all the information you need.