Question 1

Is EZ Loan a licensed moneylender?

Accepted Answer

Yes. EZ Loan is licensed by the Ministry of Law under Licence No. 19/2026. You can verify our licence on the MinLaw registry of licensed moneylenders at rom.mlaw.gov.sg.

Question 2

What documents do I need to apply for a loan?

Accepted Answer

You'll need your NRIC or valid passport, proof of income (such as recent payslips or your CPF contribution statement), and proof of address. Our loan officers can walk you through the specific requirements for your situation when you visit.

Question 3

What are your operating hours?

Accepted Answer

Both branches are open Monday to Saturday, 11:00 AM to 7:00 PM. We're closed on Sundays and public holidays.

Question 4

Can foreigners apply for a loan at EZ Loan?

Accepted Answer

Eligible foreigners working in Singapore may apply for a personal loan, subject to work-pass type and eligibility requirements. Visit either of our branches or call us to discuss your situation with our loan officers.

Question 5

How long does the loan approval process take?

Accepted Answer

Our team reviews your application during your visit, and walk-in applicants can typically expect a decision within the same appointment.

Question 6

Where are your branches located?

Accepted Answer

EZ Loan has two branches in Singapore: Beach Road (3 Beach Road #01-4853) and Marina Square (6 Raffles Blvd #03-308, JustCo). Both locations are open six days a week.

Question 7

Can I apply for a loan with a bad credit score?

Accepted Answer

At EZ Loan, we focus on your current financial situation and repayment ability rather than your credit history. We strive to accommodate different financial needs but do not extend loans to undischarged bankrupts.

Question 8

Can I still apply for a loan if I'm self-employed or don't have a fixed income?

Accepted Answer

Yes, you can still apply for a loan with EZ Loan. If you are self-employed, such as a Grab or taxi driver, you must provide your payslips from the last three months. For other types of self-employment, you need to submit your bank statements from the past three months. These documents help us determine a suitable loan amount based on your financial capacity.

Question 9

Can I still apply for a loan if I already have an existing bank loan?

Accepted Answer

Yes, having an existing bank loan does not prevent you from applying for a loan with EZ Loan. We will assess your current financial situation to ensure that any additional loan provided will be affordable and suited to your needs without causing undue financial strain.

Question 10

My loan has been approved. What happens next?

Accepted Answer

Once your loan is approved, the funds will be transferred directly to your bank account or handed to you in cash during your visit to our office. You can receive the funds on the same day you complete the approval process.

Question 11

Do I have to commit to a loan if I make an inquiry?

Accepted Answer

After enquiring, you are not obligated to take up a loan with us. We are more than happy to answer any questions you may have. Feel free to reach out via WhatsApp at +65 8388 3388, and we will assist you with all the information you need.

Apply Online, Quick and Easy with EZ Loan

We’re Ready to Support Your
Financial Needs

Can be under 10 minutes

Face-to-face

Some may be same-day

Licensed

Eligibility Criteria

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Documents
We’ll Need

Singaporeans/PR

Foreigners

3 Easy Steps -
Loan Application Process

Apply Anytime

Book a Consultation

Collect Your Cash

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Great experience at EZ Loan Bank Branch. Erica was very helpful, professional, and efficient. She explained everything clearly and made the process smooth and hassle-free. Excellent customer service. Thank you, Erica!

Joanna has helped me understand how the loan works as it was my first time asking for loan. Everything was easy and simple to understand. I appreciate her meticulous work and easy going personality

Erica has consistently demonstrated excellent customer service skills and professionalism her service. She is courteous, patient, and attentive when assisting customers, ensuring that enquiries and concerns are handled promptly and effectively.

Friendly with big pressure. Expected it to be a tough nego but dickson made the procedure very smooth and explain very throughly in terms of how they can help. Can consider when needing a bridge

The process was fast and hassle-free. They offer low interest rates, and the staff were friendly, responsive, and easy to communicate with. Overall, I had a great experience and would definitely recommend their service.

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