Apply for a Fast Cash Loan in Singapore

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Speed up your application with MyInfo

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Start Your Application

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

NRIC
SingPass
If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill
Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
Passport
Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement
Payslips for the last three months, if available
Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.

Start Your Application

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Jun 23, 2026

Great experience at EZ Loan Bank Branch. Erica was very helpful, professional, and efficient. She explained everything clearly and made the process smooth and hassle-free. Excellent customer service. Thank you, Erica!

Iffah Nadhirah

Apr 13, 2026

Had a very positive experience with EZ Loan after finding them on SingSaver for their competitive EIR rates (9.88%). The application process was fast and efficient. I submitted my details the previous day and secured an appointment almost immediately. Despite being late for my appointment, Mysta was extremely patient, responsive and professional throughout. She handled everything in a prompt and meticulous manner, which really gave me confidence. What stood out most was how quickly the loan was processed and approved, while still taking into consideration my needs and financial situation. The entire experience felt transparent and well-managed, not rushed. Overall, a reliable and professional team. Highly recommended for anyone looking for a smooth and trustworthy loan process. Thank you Mysta and team 🙏🏻

Ray Lee

Jul 08, 2026

Erica has consistently demonstrated excellent customer service skills and professionalism her service. She is courteous, patient, and attentive when assisting customers, ensuring that enquiries and concerns are handled promptly and effectively.

Anthony Tang

Jun 15, 2026

Friendly with big pressure. Expected it to be a tough nego but dickson made the procedure very smooth and explain very throughly in terms of how they can help. Can consider when needing a bridge

Cheng Shan An

Aug 07, 2026

The process was fast and hassle-free. They offer low interest rates, and the staff were friendly, responsive, and easy to communicate with. Overall, I had a great experience and would definitely recommend their service.

Marie Fe Taño

Frequently Asked Questions

Is EZ Loan a licensed moneylender?

Yes. EZ Loan is licensed by the Ministry of Law under Licence No. 19/2026. You can verify our licence on the MinLaw registry of licensed moneylenders at rom.mlaw.gov.sg.

What documents do I need to apply for a loan?

What are your operating hours?

Can foreigners apply for a loan at EZ Loan?

How long does the loan approval process take?

Where are your branches located?

Can I apply for a loan with a bad credit score?

Can I still apply for a loan if I'm self-employed or don't have a fixed income?

Can I still apply for a loan if I already have an existing bank loan?

My loan has been approved. What happens next?

Do I have to commit to a loan if I make an inquiry?

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

Finding a Licensed Moneylender Near You in Singapore

How to find and verify a licensed moneylender in Singapore, plus what to expect at EZ Loan's Beach Road and Marina Square branches.

How Fast Can You Get Approved and Receive Funds From a Licensed Moneylender?

What actually determines approval and payout speed at a licensed Singapore moneylender, and why it's a capability — not a guarantee — for every applicant.

What Documents Do You Need to Borrow From a Licensed Moneylender in Singapore?

What NRIC, income proof and address documents you need to apply with a licensed moneylender in Singapore, plus the SingPass MyInfo shortcut.

Monthly Instalment Loans Singapore: Schedules and Costs (2026)

Learn how monthly instalment loans work, how reducing-balance interest is calculated, what repayment schedules show and what to check before signing.

EZ Loan Reviews: 1,400+ Google Reviews at 5.0 Stars — What Borrowers Say (2026)

EZ Loan's review record: 1,400+ Google reviews at 5.0 stars across two Singapore branches, plus Trustpilot verification. How to check if a moneylender is legitimate, what real borrowers report, and how to verify any lender before you borrow. By EZ Loan, Licence 19/2026.

View All Insights

Redirect From

Speed up your application with MyInfo

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Start Your Application