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Apply For a Foreigner Loan Today

EZ Loan’s foreigner loans stand out as a reliable way for non-Singaporeans to access funds quickly and securely. With a simple application process and 20-minute approval, our foreigner loans are uniquely designed to meet the specific needs of expats, foreign workers, and other non-citizens living in Singapore. Foreigner loans help cover various expenses, from daily living costs to unexpected emergencies. As a licensed moneylender, EZ Loan provides a compliant, safe lending experience tailored for foreigners who may not qualify for traditional bank loans in Singapore. Our team deeply understands the unique financial challenges foreigners face in Singapore. This understanding drives us to offer flexible repayment plans and personalised loan amounts, making financial management easy and accessible for our customers.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 29 January 2025

What Are Foreigner Loans?

A foreigner loan is an unsecured loan available to non-citizens in Singapore. Unlike bank loans, which may have stricter eligibility requirements, foreigner loans from licensed moneylenders offer a quick and accessible financing option for those needing immediate cash flow. Foreigner loans generally cover living expenses, medical bills, education costs, or other financial obligations. With structured monthly repayments, these loans are easy to manage, helping foreigners address their financial needs without added stress.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Why Take a Foreigner Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Foreigner Loans

Custom Plans That Fit Your Business

Licensed moneylenders in Singapore offer foreigner loans, providing a legal and accessible financing solution for non-citizens. Designed to meet the unique financial needs of expats, these loans are an ideal choice for those who may not qualify for traditional bank financing. With EZ Loan’s efficient approval process, expats can access funds within minutes, promptly supporting unexpected expenses or essential needs without the usual delays. EZ Loan’s foreigner loans are tailored to be quick, convenient, and highly flexible. Our customer-focused team offers a variety of payment options, including PayNow, bank transfer, and in-person cash payments, allowing borrowers to select the method that best suits their lifestyle and preferences. With transparent terms and competitive interest rates, EZ Loan provides a straightforward lending experience, helping foreigners manage their financial commitments with confidence and ease. Our dedicated team is here to support each client through every step, ensuring that accessing funds in Singapore is stress-free, reliable, and suited to the financial needs of non-citizens.

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We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Nov 20, 2024

Was very helpful & friendly, and the process was smooth and efficient. He guided me through every step. Highly recommended. Great service.

Muhammad
Star
StarStarStarStarStar

Dec 03, 2024

It my first time here at Ez Loan ( beach Road). Was being attended by the friendly staff here. The environment was cozy, the service and advise to me was very smooth and easy to understand. Would highly recommend this place to friends who need a good loan service .

Hushyball
Star
StarStarStarStarStar

Oct 08, 2024

Evan demonstrated exceptional thoroughness and created a warm, welcoming atmosphere with her sweet demeanor. She took the time to assist me in navigating the process of requesting a significant loan, providing clear and thoughtful reasons for her recommendations. Her support made me feel confident and reassured throughout the entire experience. I truly appreciated her dedication to ensuring I felt comfortable and informed.

Raudhah Khairuddin
Star
StarStarStarStarStar

Jan 16, 2025

Came down to the office & Evan greeted me. She instructed me what to do & explain the whole process to me. The whole process took less than 15mins. She was nice throughout. Thank u evan!

Nur Syafiqa Rosli
Star
StarStarStarStarStar

Jan 17, 2025

Pleasant and well-mannered staff the customer service was excellent. Smooth process without no hassle. Will recommend to family and friends.

AuliaNaura Azhairi

Frequently Asked Questions

Foreigners over 21 with stable incomes and valid identification, such as a work permit, S Pass, or employment pass, may qualify for a foreigner loan. Proof of residence in Singapore may also be required.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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Moneylender Rates & Fees: How Much Can They Charge?

Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

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How to Get a Wedding Loan in Singapore? 101 Guide

Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.

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The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

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