Mon - Sat : 11am - 7pm
Mon - Sat : 11am - 7pm
Personal Loans
Payday Loans
Business Term Loans
Debt Consolidation Loans
Vacation Loans
Investment Loans
Wedding Loans
Renovation Loans
Education Loans
Small Business Loans
Moneylender Loans
Medical Loans
Foreigner Loans
Borrow Money Online
Low Interest Rate Loans
Personal Loan Calculator
Credit Card Consolidation
Emergency Loans
Legal Loans
Small Cash LoansChoose security and reliability with the Legal Loan from EZ Loan. Being a licensed money lender in Singapore, we will offer you safe and transparent borrowing customized according to your financial needs. Apply for a legal loan today and get your funds with flexible repayment terms, with no hidden charges. When it comes to borrowing, security and reliability are essential. At EZ Loan, we offer Legal Loans that are fully regulated under Singapore’s Moneylenders Act, providing you with a safe and transparent borrowing experience. Whether you’re consolidating debt, covering unexpected expenses, or managing larger financial commitments, our legal loans are designed to meet your needs with confidence and ease. Our Legal Loans ensure a quick and hassle-free process. Apply online or in person, and receive approval with immediate fund disbursement. With flexible repayment terms and competitive interest rates, you can tailor your loan to suit your financial circumstances while staying in control of your obligations. As a licensed moneylender in Singapore, EZ Loan is committed to upholding the highest standards of transparency and professionalism. We take pride in offering secure and fair financial solutions, giving you peace of mind every step of the way. Let us help you access the funds you need, safely and responsibly.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 7 July 2026
A legal loan is a safe and regulated financial product offered by licensed moneylenders under the Moneylenders Act in Singapore. Unlike unlicensed variants, legal loans ensure openness to and adherence to the law for the protection of borrowers. They can be tailored for everything from debt consolidation to unforeseen expenses. Our EZ Loan litigation loans boast competitive interest rates, simple terms, and same-day approvals. That is why we proudly boast a safe, effective option for borrowers looking to satisfy their financial needs without the added risk.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
Legal loans offer a safe, transparent, and fully regulated option for individuals to seek financial support in Singapore. Licensed moneylenders like EZ Loan make sure that every loan granted is well within the bounds of the Moneylenders Act for the assurance of the borrowers with clearly defined terms and protection. At EZ Loan, our legal loans are designed to meet your unique needs, offering flexible repayment options, competitive interest rates, and fast disbursements. With over a decade of experience, we’re committed to providing a seamless borrowing process backed by trust, reliability, and exceptional service.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026). Borrowing from a licensed moneylender is legal and regulated. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Dec 13, 2025
Apr 13, 2026
May 15, 2026
Jun 15, 2026
May 14, 2026
Financial emergencies don't wait for business hours. Learn how 24-hour money lending actually works in Singapore, what to prepare, and how to apply online anytime with EZ Loan.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
LAST UPDATE
07 Jul 2026
Application Submitted in last 30 days
5513
Processing Time average
12 minutes
Beach Road
