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by EZ Loan Pte Ltd
Updated 14 September 2026
An education loan from EZ Loan is an unsecured loan designed to cover a range of educational expenses. What sets it apart is the predictability it offers with its monthly instalments. This clear and manageable way of handling academic costs without financial strain is a relief for many students and families. Education loans are ideal for those who wish to invest in their education without burdening their finances. With fixed repayment schedules, students or their family members can manage payments confidently, knowing exactly how much is due each month.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
In Singapore, education loans can be obtained through licensed moneylenders as a reliable alternative to traditional student loans from banks. EZ Loan’s streamlined application and approval process, which can be completed in just 20 minutes, ensures that students can receive funding without unnecessary delays, providing a sense of reassurance and confidence in the process. EZ Loan’s education loans are designed to be versatile, allowing clients to finance local or international education needs confidently. Our team provides comprehensive support, offering customised repayment options and flexible payment methods, including PayNow, bank transfer, and in-store cash, to ensure that education funding is stress-free and that our clients feel cared for and supported throughout their academic journey.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for education expenses including school fees and tuition. Interest capped at 4% per month.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Application processing/completion
Verification required
Decision or disbursement
Ministry of Law · 19/2026
Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
When it comes to education loans, EZ Loan stands out with its swift and reliable solution. With an approval process that takes just 20 minutes, we ensure that you can access the funds you need promptly. Whether it's for tuition fees, course materials, or other essential academic costs, EZ Loan has got you covered. Education loans offer the flexibility to finance studies without depleting personal savings or relying on high-interest credit cards. Whether for local courses or international programs, EZ Loan’s education loans support academic goals by providing reliable, licensed lending options tailored to students’ unique needs. At EZ Loan, we are committed to transparency and affordability, making us a trusted choice for education financing in Singapore. With personalised repayment plans and dedicated customer support, we ensure that funding your studies is smooth and manageable, allowing you to focus on academic success.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Jun 23, 2026
Apr 13, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
LAST UPDATE
14 Sept 2026
Application Submitted in last 30 days
7314
Processing Time average
17 minutes
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
Credit 21 advertises rates that may start from 1% per month from one registered office at International Plaza. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and two registered branches. Compare the licence, the written offer and the total amount payable before you sign.
Lending Bee has four registered branches but publishes the 4% legal ceiling on its personal loan and conflicting tenure figures across products. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and one set of terms. Compare the licence, the written offer and the total amount payable.
Raffles Credit advertises 1–4% from one office at Circular Road and says an interest discount applies on early settlement, without publishing the amount. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and early full settlement at no extra cost. Compare the written terms.
Compare EZ Loan and Cash Direct by approved locations, application routes, public rate wording, reviews and written repayment terms before applying.
What changes from 15 September 2026: eligible loans, three business days, no interest and approval-fee retention limits.
Beach Road
