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Apply For a Moneylender Loan Today

EZ Loan’s moneylender loans offer a secure, efficient way to access funds, especially for those who may not qualify for traditional bank loans. With a fast 20-minute approval process, EZ Loan provides quick cash flow for immediate financial needs, allowing clients to manage urgent expenses easily. As a licensed moneylender, EZ Loan ensures that all services comply with Singapore’s Moneylenders Act, providing safe, reliable lending options for Singaporeans and foreigners. Moneylender loans are ideal for individuals who require quick funding solutions without lengthy application processes or strict eligibility criteria. EZ Loan’s transparent approach and commitment to customer service make our moneylender loans a trusted option for those seeking a fast, dependable loan provider. With flexible repayment options, clients can manage their financial responsibilities conveniently and confidently.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 24 April 2025

What Are Moneylender Loans?

A moneylender loan is an unsecured loan offered by licensed moneylenders in Singapore. It is designed to provide quick and flexible financial assistance. Unlike traditional loans from banks, moneylender loans are generally easier to obtain and have fewer eligibility requirements, making them accessible to a broader range of borrowers. This type of loan is often used to cover unexpected expenses, medical emergencies, or short-term cash needs. With structured repayment terms, moneylender loans allow borrowers to manage repayments over a set period, making budgeting straightforward and predictable.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Track Today’s Application Submitted and Processing Time

LAST UPDATE

24 Apr 2025

Application Submitted in last 30 days

5096

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Processing Time average

11minutes

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Why Take a Moneylender Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Moneylender Loans

Fast and Secure Moneylender Loans in Singapore

In Singapore, licensed moneylenders provide a legal, accessible alternative to traditional bank loans. EZ Loan’s moneylender loans have a streamlined application process and deliver funds within minutes of approval to meet urgent needs. This quick turnaround is ideal for urgent financial needs, helping clients avoid the lengthy processing times often associated with traditional banks. EZ Loan’s moneylender loans support various financial needs, from emergencies to planned expenses. With options for bank transfers, PayNow, or cash payments, our repayment plans are designed for ease and flexibility, supported by a team dedicated to helping you achieve financial peace of mind.

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Easy Moneylender Loans with EZ Loan

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Best moneylender loans
for quick and reliable cash solutions

EZLoan provides the best moneylender loans in Singapore—fast and effective cash solutions for any financial emergencies. With a commitment to transparency and efficiency, we ensure that your borrowing experience with us is hassle-free and smooth.

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How much can I borrow from moneylenders in Singapore?

The amount you can borrow from a licensed moneylender at EZLoan depends on your income and financial profile. For Singaporeans and permanent residents earning the basic annual income of at least $20,000, they may have the potential to borrow up to six times their monthly income.

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Singapore's fastest moneylender
for urgent financial needs

When time is of the essence, EZLoan is the fastest moneylender in Singapore for your urgent financial needs. We understand how imperative it is for one to have rapid access to funds, so our application procedure is designed to be quick and straightforward.

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Feb 13, 2025

Ms Evan was incredibly helpful. The application process was straightforward and quick, and I appreciated how clearly sh explained all the terms and conditions. I was in need of urgent funds, and EZ Loan provided the amount I needed with a flexible repayment plan that suited my budget. Their customer service is outstanding.

pamithor kf
Star
StarStarStarStarStar

Mar 06, 2025

From the moment I contacted them, the process was smooth and transparent. The staff was extremely helpful, taking the time to explain the terms and answering all my questions without any pressure. The application process was straightforward, and I received my funds quickly, which was a huge relief.

Muhammad Syukri
Star
StarStarStarStarStar

Apr 09, 2025

Was assisted by a very pleasant lady by the name of Evan, she was very welcoming and friendly whilst assisting me with my loan. The entire process was hassle free and quick. Would recommend for any one looking for a loan especially for first timers.

Chloe Ho
Star
StarStarStarStarStar

Apr 10, 2025

It was my first time coming here to EZ Loan, felt welcomed by the staffs. It was a quick & easy transaction. Would definitely come back again in the future, thank you Evan for your professionalism & efficiency!

dantam
Star
StarStarStarStarStar

Mar 24, 2025

Highly recommended. Easy and hassle-free transaction from the very beginning via ws chat. Friendly and helpful officer, especially Len. His explanation and assistance is clear, concise and extremely helpful. This is a place that really genuinely assist people who require emergency fund. The office is clean and comfortable. Makes you feel at ease amd easy to communicate. Thanks EZLoan.

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Frequently Asked Questions

Applicants must be at least 21 years old and have a stable income. EZ Loan requires essential identification, such as an NRIC or passport, and proof of income to confirm eligibility.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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Navigating Financial Landscape: When to Consider a Personal Loan

In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.

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How to Identify Licensed vs. Unlicensed Moneylenders?

Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.

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Moneylender Rates & Fees: How Much Can They Charge?

Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

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How to Get a Wedding Loan in Singapore? 101 Guide

Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.

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The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

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