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Insights

Borrow Money Online Today

EZ Loan’s borrow money online option is designed for those who value time and convenience. Our lightning-fast 20-minute online approval process means you can apply for and receive funds without leaving your home, saving you precious time for your busy schedule. Online borrowing, especially through a licensed moneylender like EZ Loan, is a secure and reliable way to manage your finances. Our process is designed to be simple and accessible, while ensuring your data and transactions are always protected. Our user-friendly online application and fast digital processing make it easy to borrow money online. We are also committed to transparency and excellent customer service. With EZ Loan, online borrowing is hassle-free and reliable.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 24 April 2025

How to Borrow Money Online?

Online borrowing is a straightforward process. It involves using a digital loan application to apply for and receive funds through online channels. This method offers a fast, secure way to access cash, making it an ideal choice for clients seeking convenience and speed. Borrowing money online is often used for emergency expenses or time-sensitive needs. The digital process allows for quick approval and disbursement, helping clients manage their finances without delay.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Track Today’s Application Submitted and Processing Time

LAST UPDATE

24 Apr 2025

Application Submitted in last 30 days

5096

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Processing Time average

11minutes

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Why Borrow Money Online With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Borrowing Money Online

Understanding How To Borrow Money in Singapore

In Singapore, borrowing money online through licensed moneylenders is a legal, efficient way to access funds. EZ Loan’s online loan application is fast and secure, allowing clients to receive funds within 20 minutes, making it ideal for urgent financial needs. EZ Loan’s online borrowing offers flexible repayment options, including PayNow, bank transfer, and direct cash options, to suit each borrower’s preferences. Our experienced team is here to make online borrowing smooth and supportive, backed by transparent terms and responsive digital service.

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We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Feb 13, 2025

Ms Evan was incredibly helpful. The application process was straightforward and quick, and I appreciated how clearly sh explained all the terms and conditions. I was in need of urgent funds, and EZ Loan provided the amount I needed with a flexible repayment plan that suited my budget. Their customer service is outstanding.

pamithor kf
Star
StarStarStarStarStar

Mar 06, 2025

From the moment I contacted them, the process was smooth and transparent. The staff was extremely helpful, taking the time to explain the terms and answering all my questions without any pressure. The application process was straightforward, and I received my funds quickly, which was a huge relief.

Muhammad Syukri
Star
StarStarStarStarStar

Apr 09, 2025

Was assisted by a very pleasant lady by the name of Evan, she was very welcoming and friendly whilst assisting me with my loan. The entire process was hassle free and quick. Would recommend for any one looking for a loan especially for first timers.

Chloe Ho
Star
StarStarStarStarStar

Apr 10, 2025

It was my first time coming here to EZ Loan, felt welcomed by the staffs. It was a quick & easy transaction. Would definitely come back again in the future, thank you Evan for your professionalism & efficiency!

dantam
Star
StarStarStarStarStar

Mar 24, 2025

Highly recommended. Easy and hassle-free transaction from the very beginning via ws chat. Friendly and helpful officer, especially Len. His explanation and assistance is clear, concise and extremely helpful. This is a place that really genuinely assist people who require emergency fund. The office is clean and comfortable. Makes you feel at ease amd easy to communicate. Thanks EZLoan.

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Frequently Asked Questions

Yes, EZ Loan’s online borrowing process is entirely secure. Encryption and data protection ensure client privacy, and our online loans are processed with the same standards as in-person applications.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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Moneylender Rates & Fees: How Much Can They Charge?

Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

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How to Get a Wedding Loan in Singapore? 101 Guide

Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.

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The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

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