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Small Cash LoansEZ Loan’s small business loans, with their swift 20-minute approval process, provide essential financial support to entrepreneurs and business owners seeking to expand or stabilise their operations. This rapid approval ensures business clients can access funds promptly, helping them address immediate needs such as purchasing inventory, covering payroll, or managing operational expenses. Our small business loans are not just a one-size-fits-all solution. They offer a flexible, practical approach for businesses that may not qualify for traditional bank financing. As a licensed moneylender, EZ Loan provides transparent, reliable funding, empowering businesses to take timely actions that drive growth and profitability. EZ Loan’s experienced team understands the demands of running a business, which is why our loans are structured to support your financial goals. With our flexible repayment terms, small business owners can focus on their growth without financial constraints, feeling empowered and in control of their financial planning.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 17 July 2026
A small business loan is an unsecured loan designed to help entrepreneurs and business owners manage various expenses, from daily operations to expansion projects. This loan type is ideal for businesses needing quick access to funds without the lengthy application process of traditional bank loans. Small business loans offer fixed monthly repayments, allowing business owners to plan and budget effectively. Whether covering cash flow gaps or funding new initiatives, these loans provide a stable financing option for business owners focused on growth.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
17 Jul 2026
Application Submitted in last 30 days
6276
Processing Time average
14 minutes
Small businesses in Singapore can legally obtain loans from licensed moneylenders, providing a quick alternative to traditional bank financing. EZ Loan’s fast approval process ensures that funds are accessible within minutes, allowing business owners to address their immediate needs. EZ Loan’s small business loans offer flexible repayment terms and various payment options, such as PayNow, bank transfer, and in-store cash payments. With EZ Loan, you can confidently manage your business’s financial needs backed by a reliable, customer-focused lender.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026). Personal loans can be used for a range of purposes including business expenses. Interest capped at 4% per month.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment ContractThe minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Mar 17, 2026
Apr 13, 2026
May 15, 2026
Jun 15, 2026
May 14, 2026
Financial emergencies don't wait for business hours. Learn how 24-hour money lending actually works in Singapore, what to prepare, and how to apply online anytime with EZ Loan.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Beach Road
