Mon - Sat : 11am - 7pm
Mon - Sat : 11am - 7pm
Personal Loans
Payday Loans
Business Term Loans
Debt Consolidation Loans
Vacation Loans
Investment Loans
Wedding Loans
Renovation Loans
Education Loans
Small Business Loans
Moneylender Loans
Medical Loans
Foreigner Loans
Borrow Money Online
Low Interest Rate Loans
Personal Loan Calculator
Credit Card Consolidation
Emergency Loans
Legal Loans
Small Cash LoansEZ Loan’s small business loans, with their swift 20-minute approval process, provide essential financial support to entrepreneurs and business owners seeking to expand or stabilise their operations. This rapid approval ensures business clients can access funds promptly, helping them address immediate needs such as purchasing inventory, covering payroll, or managing operational expenses. Our small business loans are not just a one-size-fits-all solution. They offer a flexible, practical approach for businesses that may not qualify for traditional bank financing. As a licensed moneylender, EZ Loan provides transparent, reliable funding, empowering businesses to take timely actions that drive growth and profitability. EZ Loan’s experienced team understands the demands of running a business, which is why our loans are structured to support your financial goals. With our flexible repayment terms, small business owners can focus on their growth without financial constraints, feeling empowered and in control of their financial planning.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
by EZ Loan Pte Ltd
Updated 24 September 2026
A small business loan is an unsecured loan designed to help entrepreneurs and business owners manage various expenses, from daily operations to expansion projects. This loan type is ideal for businesses needing quick access to funds without the lengthy application process of traditional bank loans. Small business loans offer fixed monthly repayments, allowing business owners to plan and budget effectively. Whether covering cash flow gaps or funding new initiatives, these loans provide a stable financing option for business owners focused on growth.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
24 Sept 2026
Application Submitted in last 30 days
6092
Processing Time average
14 minutes
Small businesses in Singapore can legally obtain loans from licensed moneylenders, providing a quick alternative to traditional bank financing. EZ Loan’s fast approval process ensures that funds are accessible within minutes, allowing business owners to address their immediate needs. EZ Loan’s small business loans offer flexible repayment terms and various payment options, such as PayNow, bank transfer, and in-store cash payments. With EZ Loan, you can confidently manage your business’s financial needs backed by a reliable, customer-focused lender.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026). Personal loans can be used for a range of purposes including business expenses. Interest capped at 4% per month.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Application processing/completion
Verification required
Decision or disbursement
Ministry of Law · 19/2026
Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
Jun 23, 2026
Aug 28, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
Compare EZ Loan with Horison Credit on pricing, customer reviews, application steps and branch convenience, then assess the written repayment offer.
Compare EZ Loan and Crawfort on published pricing, application steps, branch choice and customer reviews before asking for written loan terms.
Credit 21 advertises rates that may start from 1% per month from one registered office at International Plaza. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and two registered branches. Compare the licence, the written offer and the total amount payable before you sign.
Lending Bee has four registered branches but publishes the 4% legal ceiling on its personal loan and conflicting tenure figures across products. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and one set of terms. Compare the licence, the written offer and the total amount payable.
Raffles Credit advertises 1–4% from one office at Circular Road and says an interest discount applies on early settlement, without publishing the amount. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and early full settlement at no extra cost. Compare the written terms.
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Beach Road
