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Small Cash LoansEZ Loan offers debt consolidation loans to help individuals manage multiple high-interest debts by combining them into a single, affordable monthly payment. This approach simplifies finances, reduces stress, and can potentially lower your overall interest rate. As a licensed moneylender in Singapore, EZ Loan provides a streamlined, reliable alternative for those looking to regain control of their financial obligations. What is the main benefit of an EZ Loan debt consolidation loan? Flexibility. Unlike traditional loans that may have strict conditions, our debt consolidation loans are tailored to each individual’s financial situation. With competitive interest rates and an easy application process, EZ Loan enables borrowers to refinance and reduce their financial burden, freeing up more cash flow for other priorities. We emphasise transparency and guidance, with a dedicated team ready to assist clients through each stage of the process. From understanding loan terms to planning a repayment schedule, EZ Loan makes debt consolidation a supportive and straightforward experience, helping clients achieve long-term financial stability.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 16 July 2026
A debt consolidation loan is a financial tool that combines multiple debts into a single loan, often at a lower interest rate. This makes managing monthly payments more accessible and may reduce the overall interest paid. By consolidating debts, borrowers can simplify their finances, as they no longer need to keep track of multiple due dates and varying interest rates. The main advantage of debt consolidation loans is reducing financial stress and potentially lowering monthly payments. Licensed moneylenders like EZ Loan provide a faster, more accessible option than traditional banks, making these loans an excellent choice for those seeking immediate relief from high-interest debts.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
16 Jul 2026
Application Submitted in last 30 days
5309
Processing Time average
11 minutes
In Singapore, debt consolidation loans are available from banks, financial institutions, and licensed moneylenders. EZ Loan provides a fast, legal solution for debt consolidation, helping you simplify finances and reduce interest costs. With loan approval times as short as 20 minutes, our debt consolidation loans allow you to take charge of your debt management quickly and effectively. Our consolidation loans are designed to help you pay off multiple debts in one affordable monthly instalment. EZ Loan offers flexible repayment terms and multiple payment methods, making repayment straightforward and manageable. Our experienced team is here to support you and provide the financial relief you need.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering debt consolidation loans. Combine multiple debts into one manageable repayment. Interest capped at 4% per month.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Mar 17, 2026
Apr 13, 2026
May 15, 2026
Jun 15, 2026
May 14, 2026
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Financial emergencies don't wait for business hours. Learn how 24-hour money lending actually works in Singapore, what to prepare, and how to apply online anytime with EZ Loan.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Beach Road
