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EZ Loan offers debt consolidation loans to help individuals manage multiple high-interest debts by combining them into a single, affordable monthly payment. This approach simplifies finances, reduces stress, and can potentially lower your overall interest rate. As a licensed moneylender in Singapore, EZ Loan provides a streamlined, reliable alternative for those looking to regain control of their financial obligations. What is the main benefit of an EZ Loan debt consolidation loan? Flexibility. Unlike traditional loans that may have strict conditions, our debt consolidation loans are tailored to each individual’s financial situation. With competitive interest rates and an easy application process, EZ Loan enables borrowers to refinance and reduce their financial burden, freeing up more cash flow for other priorities. We emphasise transparency and guidance, with a dedicated team ready to assist clients through each stage of the process. From understanding loan terms to planning a repayment schedule, EZ Loan makes debt consolidation a supportive and straightforward experience, helping clients achieve long-term financial stability.
EZ Loan offers debt consolidation loans to help individuals manage multiple high-interest debts by combining them into a single, affordable monthly payment. This approach simplifies finances, reduces stress, and can potentially lower your overall interest rate. As a licensed moneylender in Singapore, EZ Loan provides a streamlined, reliable alternative for those looking to regain control of their financial obligations. What is the main benefit of an EZ Loan debt consolidation loan? Flexibility. Unlike traditional loans that may have strict conditions, our debt consolidation loans are tailored to each individual’s financial situation. With competitive interest rates and an easy application process, EZ Loan enables borrowers to refinance and reduce their financial burden, freeing up more cash flow for other priorities. We emphasise transparency and guidance, with a dedicated team ready to assist clients through each stage of the process. From understanding loan terms to planning a repayment schedule, EZ Loan makes debt consolidation a supportive and straightforward experience, helping clients achieve long-term financial stability.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
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by EZ Loan Pte Ltd
Updated 26 October 2026
A debt consolidation loan is a financial tool that combines multiple debts into a single loan, often at a lower interest rate. This makes managing monthly payments more accessible and may reduce the overall interest paid. By consolidating debts, borrowers can simplify their finances, as they no longer need to keep track of multiple due dates and varying interest rates. The main advantage of debt consolidation loans is reducing financial stress and potentially lowering monthly payments. Licensed moneylenders like EZ Loan provide a faster, more accessible option than traditional banks, making these loans an excellent choice for those seeking immediate relief from high-interest debts.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
LAST UPDATE
26 Oct 2026
Application Submitted
in last 30 days
6565
Processing Time
average
15 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, debt consolidation loans are available from banks, financial institutions, and licensed moneylenders. EZ Loan provides a fast, legal solution for debt consolidation, helping you simplify finances and reduce interest costs. With loan approval times as short as 20 minutes, our debt consolidation loans allow you to take charge of your debt management quickly and effectively. Our consolidation loans are designed to help you pay off multiple debts in one affordable monthly instalment. EZ Loan offers flexible repayment terms and multiple payment methods, making repayment straightforward and manageable. Our experienced team is here to support you and provide the financial relief you need.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering debt consolidation loans. Combine multiple debts into one manageable repayment. Interest capped at 4% per month.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Application processing/completion
Verification required
Decision or disbursement
Ministry of Law · 19/2026
Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
Jun 23, 2026
Aug 28, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
Bank personal loan rejected? Check possible reasons, credit records and repayment costs before applying again. Explore personal loan options with EZ Loan.
Compare EZ Loan's rates from 0.82% per month for eligible applicants with Best Licensed Moneylender and three others. Check fees and written terms.
Compare monthly instalments and total repayment on equivalent written offers from EZ Loan and 12 Lend.
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Compare EZ Loan and Friday Finance using written offers, total repayment and Friday’s conditional administration-fee refund.
Speed up your application with MyInfo
Have your personal details filled in automatically. This also helps us to approve your loan more quickly!
Retrieve MyInfo
Beach Road
