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Small Cash LoansPlan your finances with ease using our Personal Loan Calculator. It's designed to give you an instant estimate of repayments, and you can tailor your loan to suit your financial needs. Our calculator makes it quick and easy to confidently explore your repayment options before applying. We understand that financial planning is key to managing your expenses effectively. This is why we have created a free, effortless Personal Loan Calculator that helps you estimate your monthly repayments in just an instant. Whether one is preparing for a large purchase or unexpected costs, this tool provides clarity one needs to make informed decisions. Our calculator is designed to fit your needs. Just enter the amount you'd like to borrow and the repayment term, and you'll get an estimate of your monthly installments in a matter of seconds. This way, you can explore your options for repayments and select what will work for your financial situation without any stress. We are here to make this process as smooth as possible; we focus on simplifying the journey of borrowing. Our tools and support are built to make managing your finances effortless, from planning your loan to finalizing the terms and reaching your goals with ease.
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
by EZ Loan Pte Ltd
Updated 14 September 2026
A personal loan calculator is a simple and efficient way to estimate how much your monthly repayments will be for a personal loan. It works by calculating the expected installments once you input the loan amount and repayment term, which then gives you a clear breakdown of what you'll need to pay each month. This ensures transparency and helps borrowers plan their finances effectively. The personal loan calculator is built in a way that instantly allows convenience in decision-making.
Start Your Application
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
A personal loan calculator is the keystone to managing your financial plans. Just fill in the loan amount and repayment term, and you shall see in an instant an estimate of what your monthly installments may be. Here at EZ Loan, our calculator will give a clear, easy-to-understand view of what your repayment obligations are. The personal loan calculator from EZ Loan is designed to be transparent and easy. Whether you're addressing some financial needs or budgeting for a goal, this tool ensures you have all the information you need to proceed confidently.
We are licensed by the Registry of Moneylenders and fully compliant with the Moneylenders Act. This means you can have confidence that you are getting funds from a legal and reliable source.
Before offering a loan, we take the time to understand your unique financial needs and situation. Our team clearly explains the terms and conditions of your chosen loan, ensuring that all your questions are answered with precision and care.
We prioritise your privacy and treat every detail with the utmost discretion. Our personalised loan services are conducted carefully, ensuring your information remains confidential while you receive the support you need.
At EZ Loan, our top priority is protecting your privacy and sensitive information. We strictly adhere to data protection regulations, ensuring that your financial records, identification documents, and all transactions are kept secure and confidential.
Credit 21 advertises rates that may start from 1% per month from one registered office at International Plaza. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and two registered branches. Compare the licence, the written offer and the total amount payable before you sign.
Lending Bee has four registered branches but publishes the 4% legal ceiling on its personal loan and conflicting tenure figures across products. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and one set of terms. Compare the licence, the written offer and the total amount payable.
Raffles Credit advertises 1–4% from one office at Circular Road and says an interest discount applies on early settlement, without publishing the amount. EZ Loan publishes an advertised rate as low as 0.82% per month for eligible applicants and early full settlement at no extra cost. Compare the written terms.
Compare EZ Loan and Cash Direct by approved locations, application routes, public rate wording, reviews and written repayment terms before applying.
What changes from 15 September 2026: eligible loans, three business days, no interest and approval-fee retention limits.
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