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Personal Loan Calculator

Plan your finances with ease using our Personal Loan Calculator. It's designed to give you an instant estimate of repayments, and you can tailor your loan to suit your financial needs. Our calculator makes it quick and easy to confidently explore your repayment options before applying. We understand that financial planning is key to managing your expenses effectively. This is why we have created a free, effortless Personal Loan Calculator that helps you estimate your monthly repayments in just an instant. Whether one is preparing for a large purchase or unexpected costs, this tool provides clarity one needs to make informed decisions. Our calculator is designed to fit your needs. Just enter the amount you'd like to borrow and the repayment term, and you'll get an estimate of your monthly installments in a matter of seconds. This way, you can explore your options for repayments and select what will work for your financial situation without any stress. We are here to make this process as smooth as possible; we focus on simplifying the journey of borrowing. Our tools and support are built to make managing your finances effortless, from planning your loan to finalizing the terms and reaching your goals with ease.

Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

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Updated 27 December 2024

What Are Personal Loan Calculators?

A personal loan calculator is a simple and efficient way to estimate how much your monthly repayments will be for a personal loan. It works by calculating the expected installments once you input the loan amount and repayment term, which then gives you a clear breakdown of what you'll need to pay each month. This ensures transparency and helps borrowers plan their finances effectively. The personal loan calculator is built in a way that instantly allows convenience in decision-making.

Apply Now - 20 Minutes Approval
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3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Understanding Personal Loan Calculator

Save yourself time and plan your finances with ease.

A personal loan calculator is the keystone to managing your financial plans. Just fill in the loan amount and repayment term, and you shall see in an instant an estimate of what your monthly installments may be. Here at EZ Loan, our calculator will give a clear, easy-to-understand view of what your repayment obligations are. The personal loan calculator from EZ Loan is designed to be transparent and easy. Whether you're addressing some financial needs or budgeting for a goal, this tool ensures you have all the information you need to proceed confidently.

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Your Well-Being is Our Priority

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Licensed and Regulated for Your Trust

We are licensed by the Registry of Moneylenders and fully compliant with the Moneylenders Act. This means you can have confidence that you are getting funds from a legal and reliable source.

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Transparent and Clear Service

Before offering a loan, we take the time to understand your unique financial needs and situation. Our team clearly explains the terms and conditions of your chosen loan, ensuring that all your questions are answered with precision and care.

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Privacy and Discretion

We prioritise your privacy and treat every detail with the utmost discretion. Our personalised loan services are conducted carefully, ensuring your information remains confidential while you receive the support you need.

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Your Data Security Matters

At EZ Loan, our top priority is protecting your privacy and sensitive information. We strictly adhere to data protection regulations, ensuring that your financial records, identification documents, and all transactions are kept secure and confidential.

Ready to take a loan with us? We can’t wait to assist you.

EZ Loan Marina Square Branch

6 Raffles Blvd, #03-308 Marina Square, JustCo 039594

Get Directions

EZ Loan Beach Road Branch

3 Beach Road #01-4853 Singapore 190003

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Frequently Asked Questions

Our eligibility requirements are simple: Minimum age: 21 years old Minimum monthly income: $2,000 for Singaporeans/PRs and foreigners

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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Navigating Financial Landscape: When to Consider a Personal Loan

In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.

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How to Identify Licensed vs. Unlicensed Moneylenders?

Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.

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Moneylender Rates & Fees: How Much Can They Charge?

Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

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How to Get a Wedding Loan in Singapore? 101 Guide

Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.

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The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

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