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Apply For a Payday Loan Today

EZ Loan offers payday loans tailored for individuals needing immediate cash flow before their next paycheck. Designed to cover short-term expenses, payday loans provide quick solutions for those facing urgent financial needs like medical bills, daily expenses, or emergency repairs. EZ Loan’s process ensures fast approval, so you can get the financial support you need without lengthy waiting times. One of the best features of EZ Loan’s payday loans is our efficient approval process. Borrowers can receive loan approval within just 20 minutes, a crucial advantage when handling unexpected financial emergencies. Our streamlined application process allows you to apply online or in person, and our experienced team prioritises clear communication to ensure a smooth, straightforward experience from application to fund disbursement. Whether you’re new to payday loans or familiar with short-term financing options, EZ Loan’s system is designed to make access to funds as easy as possible. As a licensed money lender in Singapore, EZ Loan is committed to transparency and responsibility in lending. We provide transparent, upfront information about fees, repayment terms, and any conditions associated with our payday loans. Repayment is typically due on your next payday, and we make sure you fully understand your obligations before finalising any agreement. Should any issues arise with repayment, our team is here to discuss flexible options to help you stay on track, making EZ Loan a trusted partner in managing short-term financial needs effectively.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 4 April 2025

What Are Payday Loans?

A payday loan is a short-term, unsecured loan intended to help individuals meet immediate expenses before their next paycheck. It provides fast access to funds without requiring collateral based on the borrower’s financial profile and income level. Unlike traditional loans, payday loans are generally repaid in a single instalment on the borrower’s next payday, making them suitable for managing unforeseen costs without long-term obligations. The main benefit of payday loans is their speed and convenience. Borrowers can use them for almost any purpose, from emergency repairs to medical bills, and with licensed moneylenders like EZ Loan, approval and disbursement are streamlined to meet urgent needs. This makes payday loans practical for those seeking flexible, rapid financial support with minimal waiting time.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Track Today’s Application Submitted and Processing Time

LAST UPDATE

04 Apr 2025

Application Submitted in last 30 days

7139

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Processing Time average

17minutes

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Why Take a Payday Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Payday Loans

Gain Access to Payday Loans Quickly

In Singapore, payday loans can be obtained from licensed moneylenders. This option offers a legal, fast alternative to traditional banks. EZ Loan’s 20-minute approval process means you receive funds quickly, meeting various needs, from emergency expenses to school fees. EZ Loan’s payday loans are versatile, covering everything from daily needs to repairs. Repayments are made in a single instalment on your next payday, with payment options like bank transfer, PayNow, or in-store cash payments. Our experienced team ensures a supportive, secure experience every step of the way.

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Easy Payday Loans with EZ Loan

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Payday loans Singapore
for quick and reliable cash solutions

Payday loans in Singapore are a lifeline to people who require quick access to money in case of an unplanned financial emergency. At EZLoan, we offer the most efficient payday loan services that will enable you to cover urgent expenses without any unwarranted delays.

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Quickest payday loans
to meet your urgent financial needs

When time is of the essence, EZLoan's fastest payday loans come in handy. We realize that financial emergencies can't wait, so we offer fast approvals and same-day disbursement to eligible borrowers. Our loans have been designed to be both simple and accessible, ensuring you can address your immediate financial needs with ease.

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Short term loans
made easy and accessible in Singapore

Short-term loans are a convenient way to manage financial gaps, and EZLoan makes it easy and accessible for everyone in Singapore. Made for fast approval and flexibility in use, our short-term loans can be used for various needs such as urgent bills, unexpected repairs, or temporary shortages of cash.

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Oct 08, 2024

Evan demonstrated exceptional thoroughness and created a warm, welcoming atmosphere with her sweet demeanor. She took the time to assist me in navigating the process of requesting a significant loan, providing clear and thoughtful reasons for her recommendations. Her support made me feel confident and reassured throughout the entire experience. I truly appreciated her dedication to ensuring I felt comfortable and informed.

Raudhah Khairuddin
Star
StarStarStarStarStar

Nov 20, 2024

Was very helpful & friendly, and the process was smooth and efficient. He guided me through every step. Highly recommended. Great service.

Muhammad
Star
StarStarStarStarStar

Mar 06, 2025

From the moment I contacted them, the process was smooth and transparent. The staff was extremely helpful, taking the time to explain the terms and answering all my questions without any pressure. The application process was straightforward, and I received my funds quickly, which was a huge relief.

Muhammad Syukri
Star
StarStarStarStarStar

Feb 13, 2025

Ms Evan was incredibly helpful. The application process was straightforward and quick, and I appreciated how clearly sh explained all the terms and conditions. I was in need of urgent funds, and EZ Loan provided the amount I needed with a flexible repayment plan that suited my budget. Their customer service is outstanding.

pamithor kf
Star
StarStarStarStarStar

Mar 24, 2025

Highly recommended. Easy and hassle-free transaction from the very beginning via ws chat. Friendly and helpful officer, especially Len. His explanation and assistance is clear, concise and extremely helpful. This is a place that really genuinely assist people who require emergency fund. The office is clean and comfortable. Makes you feel at ease amd easy to communicate. Thanks EZLoan.

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Frequently Asked Questions

You must be at least 21 years old, with minimum annual income requirements, depending on citizenship.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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