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Small Cash LoansEZ Loan offers payday loans tailored for individuals needing immediate cash flow before their next paycheck. Designed to cover short-term expenses, payday loans provide quick solutions for those facing urgent financial needs like medical bills, daily expenses, or emergency repairs. EZ Loan’s process ensures fast approval, so you can get the financial support you need without lengthy waiting times. One of the best features of EZ Loan’s payday loans is our efficient approval process. Borrowers can receive loan approval within just 20 minutes, a crucial advantage when handling unexpected financial emergencies. Our streamlined application process allows you to apply online or in person, and our experienced team prioritises clear communication to ensure a smooth, straightforward experience from application to fund disbursement. Whether you’re new to payday loans or familiar with short-term financing options, EZ Loan’s system is designed to make access to funds as easy as possible. As a licensed money lender in Singapore, EZ Loan is committed to transparency and responsibility in lending. We provide transparent, upfront information about fees, repayment terms, and any conditions associated with our payday loans. Repayment is typically due on your next payday, and we make sure you fully understand your obligations before finalising any agreement. Should any issues arise with repayment, our team is here to discuss flexible options to help you stay on track, making EZ Loan a trusted partner in managing short-term financial needs effectively.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 1 July 2025
A payday loan is a short-term, unsecured loan intended to help individuals meet immediate expenses before their next paycheck. It provides fast access to funds without requiring collateral based on the borrower’s financial profile and income level. Unlike traditional loans, payday loans are generally repaid in a single instalment on the borrower’s next payday, making them suitable for managing unforeseen costs without long-term obligations. The main benefit of payday loans is their speed and convenience. Borrowers can use them for almost any purpose, from emergency repairs to medical bills, and with licensed moneylenders like EZ Loan, approval and disbursement are streamlined to meet urgent needs. This makes payday loans practical for those seeking flexible, rapid financial support with minimal waiting time.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
01 Jul 2025
Application Submitted in last 30 days
4784
Processing Time average
10 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, payday loans can be obtained from licensed moneylenders. This option offers a legal, fast alternative to traditional banks. EZ Loan’s 20-minute approval process means you receive funds quickly, meeting various needs, from emergency expenses to school fees. EZ Loan’s payday loans are versatile, covering everything from daily needs to repairs. Repayments are made in a single instalment on your next payday, with payment options like bank transfer, PayNow, or in-store cash payments. Our experienced team ensures a supportive, secure experience every step of the way.
Payday loans in Singapore are a lifeline to people who require quick access to money in case of an unplanned financial emergency. At EZLoan, we offer the most efficient payday loan services that will enable you to cover urgent expenses without any unwarranted delays.
Through a simplified application process with minimal documentation, you can have the funds you need in no time. Our clear terms mean you know where you stand with your repayments, and our friendly team will help you every step. Whether it be medical bills, utility payments, or whatever unexpected financial need may arise, EZLoan is your dependable partner for reliable cash solutions in Singapore.
When time is of the essence, EZLoan's fastest payday loans come in handy. We realize that financial emergencies can't wait, so we offer fast approvals and same-day disbursement to eligible borrowers. Our loans have been designed to be both simple and accessible, ensuring you can address your immediate financial needs with ease.
Through transparent policies, get our services which are free of stress, along with a repayments mode to suit you, whether in a case of an emergency or during a gap right before the salary date—EZ Loan delivers speedy work and absolute reliability on you.
Short-term loans are a convenient way to manage financial gaps, and EZLoan makes it easy and accessible for everyone in Singapore. Made for fast approval and flexibility in use, our short-term loans can be used for various needs such as urgent bills, unexpected repairs, or temporary shortages of cash.
Our customer-centric approach guarantees a smooth experience with clear eligibility criteria and a transparent loan structure. With EZLoan, you get all the benefits of fast service, secure transactions, and expert financial guidance. Be it individual or small businesses, our short-term loans help meet short-term financial needs with the perfect solution.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
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In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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