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Small Cash LoansEZ Loan offers medical loans to provide fast, accessible funding for unexpected healthcare expenses. Our streamlined application and 20-minute approval process ensure clients can focus on health and recovery without financial stress. Medical loans from EZ Loan are ideal for covering costs related to surgeries, hospital stays, treatments, and medication, giving borrowers the financial support they need when it matters most. To be eligible for a medical loan from EZ Loan, you must be a Singaporean citizen or permanent resident, aged between 21 and 65, with a minimum annual income of $ 20,000. As a licensed money lender, EZ Loan offers transparent, reliable services. Our medical loans provide a lifeline to those needing quick cash flow, with easy-to-manage instalments and personalised repayment plans. Borrowers can trust EZ Loan’s efficient service and dedicated support to ease the strain of medical costs. Medical expenses can be overwhelming, but EZ Loan’s commitment to fast, reliable medical loans makes a difference. Our knowledgeable team is here to guide you through every step, ensuring you receive the necessary funds and support to handle healthcare needs confidently.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
by EZ Loan Pte Ltd
Updated 20 August 2026
A medical loan is a flexible, unsecured loan that enables borrowers to cover essential healthcare expenses without collateral. This loan type is ideal for planned and emergency medical treatments, offering financial assistance for expenses like hospitalisation, surgery, outpatient care, and long-term treatments. Medical loans provide the convenience of fixed monthly repayments, making it easier for borrowers to manage costs effectively. This financing option is precious for those looking to protect their savings or avoid the high interest rates of credit cards when facing urgent medical expenses.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
20 Aug 2026
Application Submitted in last 30 days
5315
Processing Time average
11 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, medical loans are available through licensed moneylenders, offering a legal alternative to traditional bank loans. EZ Loan’s 20-minute approval process allows borrowers to access funds quickly to address their healthcare needs without delays. EZ Loan’s medical loans cover a range of healthcare-related expenses, from emergency procedures to rehabilitation. Flexible repayment options—including bank transfer, PayNow, or in-person cash payments—allow clients to manage their loans easily. Our dedicated team ensures that each step is secure and straightforward, allowing clients to focus on recovery rather than financial concerns.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans to help cover medical expenses. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
How to find and verify a licensed moneylender in Singapore, plus what to expect at EZ Loan's Beach Road and Marina Square branches.
What actually determines approval and payout speed at a licensed Singapore moneylender, and why it's a capability — not a guarantee — for every applicant.
What NRIC, income proof and address documents you need to apply with a licensed moneylender in Singapore, plus the SingPass MyInfo shortcut.
Learn how monthly instalment loans work, how reducing-balance interest is calculated, what repayment schedules show and what to check before signing.
EZ Loan's review record: 1,400+ Google reviews at 5.0 stars across two Singapore branches, plus Trustpilot verification. How to check if a moneylender is legitimate, what real borrowers report, and how to verify any lender before you borrow. By EZ Loan, Licence 19/2026.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Apr 13, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
Aug 08, 2026
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
Beach Road
