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Small Cash LoansEZ Loan offers vacation loans to help individuals plan their dream getaway without financial stress. These loans provide fast access to funds, covering everything from flights and accommodations to excursions and activities. As a licensed moneylender in Singapore, EZ Loan ensures a smooth, transparent process, enabling clients to finance their trips with confidence. One of the main advantages of EZ Loan’s vacation loans is flexibility. We understand that travel costs can vary, so we offer repayment terms customized to your budget, making it easier to manage expenses while enjoying your vacation. With competitive interest rates and fast approval, EZ Loan’s vacation loans allow you to focus on creating memories instead of worrying about finances. EZ Loan values transparency and support. Our team is dedicated to guiding you through the application process, providing clear information on loan terms, fees, and repayment schedules. With EZ Loan, planning a vacation becomes an enjoyable and stress-free experience, backed by reliable financial support.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
by EZ Loan Pte Ltd
Updated 6 September 2026
A vacation loan is a personal loan designed specifically to cover travel expenses. This includes costs like flights, hotels, meals, activities, and other travel-related expenses. Unlike credit cards, which may have high-interest rates, a vacation loan offers a structured repayment plan, helping travelers finance their trip without accumulating excessive debt. The main benefit of a vacation loan is convenience. With one upfront disbursement and predictable monthly payments, borrowers can enjoy their trip knowing they have a clear repayment plan. Licensed moneylenders like EZ Loan provide an accessible alternative to bank loans, with a faster approval process to help you start planning sooner.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
06 Sept 2026
Application Submitted in last 30 days
5791
Processing Time average
13 minutes
Planning your ideal getaway is easy with EZ Loan’s vacation loans. In Singapore, you can secure vacation financing from banks, financial institutions, and licensed moneylenders. Still, with EZ Loan—a licensed lender under the Registry of Moneylenders—you know your loan comes from a trusted source. Our vacation loans are tailored to fit individual budgets, with flexible terms that make repayment simple and convenient. EZ Loan’s vacation loans provide a fast, reliable solution, allowing you to start planning without delay. With approval times as short as 20 minutes, our loans offer the flexibility to cover all your travel expenses in one manageable payment plan. Designed with ease and convenience in mind, our vacation loans allow you to pay for your trip in affordable installments. Our dedicated team is here to help you focus on enjoying your adventure, providing a financing solution that suits your needs perfectly.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for travel and holiday expenses. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Application processing/completion
Verification required
Decision or disbursement
Ministry of Law · 19/2026
Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
Jun 23, 2026
Apr 13, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
What changes from 15 September 2026: eligible loans, three business days, no interest and approval-fee retention limits.
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Beach Road
