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Small Cash LoansEZ Loan’s low-interest rate loans stand out as an affordable borrowing solution, perfect for clients who want to minimize repayment costs. With a swift 20-minute approval, EZ Loan makes it convenient for borrowers to access funds while benefiting from competitive interest rates, keeping monthly payments manageable and reducing the overall cost of the loan. Low-interest rate loans are designed to support various financial needs, from covering significant expenses to consolidating debt. As a licensed moneylender, EZ Loan offers transparent loan terms, providing a reliable option for those looking for an affordable lending solution. Our customer-focused team ensures that each client receives a loan with favourable rates and flexible repayment options. With EZ Loan’s low interest rate loans, borrowers can meet their financial goals without incurring high costs, and with the added benefit of flexible repayment terms.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 29 January 2025
A low-interest rate loan is a financing option that offers reduced interest rates, making it more affordable to repay over time. This type of loan is ideal for clients seeking to borrow for various needs, such as consolidating high-interest debt, covering medical expenses, or financing personal projects. With fixed monthly payments, low-interest rate loans provide a clear and predictable way to budget for repayments, allowing borrowers to save on interest while managing their financial obligations.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Low-interest rate loans from licensed moneylenders in Singapore provide a legal and affordable option for those seeking financing with minimal interest costs. These loans are an ideal alternative to traditional bank loans, offering budget-conscious borrowers a way to manage essential expenses or unexpected costs without high-interest fees. With EZ Loan’s streamlined approval process, which includes a simple and straightforward application, clients can access funds within minutes, allowing them to address financial needs promptly and efficiently. EZ Loan’s low-interest rate loans feature flexible repayment terms and multiple payment options, including PayNow, bank transfer, and in-person cash payments, giving clients full control over how and when they make repayments. Our dedicated team works closely with each client to provide loan solutions that align with their financial situation, ensuring affordability and transparency. Whether you need funds for medical expenses, education, or personal projects, EZ Loan’s low-interest rate loans make borrowing accessible, simple, and cost-effective. We prioritize a stress-free experience, helping clients meet their financial goals with confidence and peace of mind.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Nov 20, 2024
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In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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