Mon - Sat : 11am - 7pm
Mon - Sat : 11am - 7pm
Personal Loans
Payday Loans
Business Term Loans
Debt Consolidation Loans
Vacation Loans
Investment Loans
Wedding Loans
Renovation Loans
Education Loans
Small Business Loans
Moneylender Loans
Medical Loans
Foreigner Loans
Borrow Money Online
Low Interest Rate Loans
Personal Loan Calculator
Credit Card Consolidation
Emergency Loans
Legal Loans
Small Cash Loans
Updated 21 July 2026
A renovation loan is a specific loan type designed to finance home improvement projects. Unlike general personal loans, renovation loans are meant solely for home upgrades and cover various expenses such as materials, labour, and other project-related costs. With fixed monthly instalments, renovation loans allow borrowers to budget their payments over a set period, giving them the flexibility to achieve their desired home improvements without financial strain. These loans help homeowners avoid dipping into personal savings or high-interest credit cards for remodelling needs.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
You can obtain renovation loans through licensed moneylenders, offering an alternative to traditional bank financing. EZ Loan’s renovation loan approval process is fast, ensuring clients can start their home projects immediately. This fast access to funds is ideal for covering remodelling costs, ensuring clients can make timely upgrades or repairs without the delays often associated with traditional loans. EZ Loan’s renovation loans provide a straightforward and affordable way to cover remodelling costs. Our flexible repayment options include bank transfer, PayNow, and in-person payments, allowing clients to choose what works best. With EZ Loan, homeowners can enjoy a smooth financing experience from start to finish, supported by our dedicated team.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for home renovation. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
LAST UPDATE
21 Jul 2026
Application Submitted in last 30 days
4928
Processing Time average
10 minutes
EZ Loan’s renovation loans provide fast, reliable financing for homeowners who want to enhance or modernise their living spaces. With a 20-minute approval process, EZ Loan offers an easy way to secure funds for renovation projects, whether you’re looking to remodel, update, or expand your home. Renovation loans allow clients to cover home improvement costs, from kitchen upgrades to bathroom remodels. EZ Loan’s tailored financing solutions provide flexible payment plans, making managing renovation expenses simple and creating a home that suits your lifestyle and needs. As a licensed money lender, EZ Loan ensures that your renovation loan experience is transparent, secure, and supportive. Our team works closely with clients to deliver the financial assistance needed to make your home transformation a reality.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Mar 17, 2026
Apr 13, 2026
May 15, 2026
Jun 15, 2026
May 14, 2026
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Financial emergencies don't wait for business hours. Learn how 24-hour money lending actually works in Singapore, what to prepare, and how to apply online anytime with EZ Loan.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
Beach Road
