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Small Cash LoansEZ Loan’s renovation loans provide fast, reliable financing for homeowners who want to enhance or modernise their living spaces. With a 20-minute approval process, EZ Loan offers an easy way to secure funds for renovation projects, whether you’re looking to remodel, update, or expand your home. Renovation loans allow clients to cover home improvement costs, from kitchen upgrades to bathroom remodels. EZ Loan’s tailored financing solutions provide flexible payment plans, making managing renovation expenses simple and creating a home that suits your lifestyle and needs. As a licensed money lender, EZ Loan ensures that your renovation loan experience is transparent, secure, and supportive. Our team works closely with clients to deliver the financial assistance needed to make your home transformation a reality.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
by EZ Loan Pte Ltd
Updated 20 August 2026
A renovation loan is a specific loan type designed to finance home improvement projects. Unlike general personal loans, renovation loans are meant solely for home upgrades and cover various expenses such as materials, labour, and other project-related costs. With fixed monthly instalments, renovation loans allow borrowers to budget their payments over a set period, giving them the flexibility to achieve their desired home improvements without financial strain. These loans help homeowners avoid dipping into personal savings or high-interest credit cards for remodelling needs.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
20 Aug 2026
Application Submitted in last 30 days
5315
Processing Time average
11 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
You can obtain renovation loans through licensed moneylenders, offering an alternative to traditional bank financing. EZ Loan’s renovation loan approval process is fast, ensuring clients can start their home projects immediately. This fast access to funds is ideal for covering remodelling costs, ensuring clients can make timely upgrades or repairs without the delays often associated with traditional loans. EZ Loan’s renovation loans provide a straightforward and affordable way to cover remodelling costs. Our flexible repayment options include bank transfer, PayNow, and in-person payments, allowing clients to choose what works best. With EZ Loan, homeowners can enjoy a smooth financing experience from start to finish, supported by our dedicated team.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for home renovation. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
Jun 23, 2026
Apr 13, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
How to find and verify a licensed moneylender in Singapore, plus what to expect at EZ Loan's Beach Road and Marina Square branches.
What actually determines approval and payout speed at a licensed Singapore moneylender, and why it's a capability — not a guarantee — for every applicant.
What NRIC, income proof and address documents you need to apply with a licensed moneylender in Singapore, plus the SingPass MyInfo shortcut.
Learn how monthly instalment loans work, how reducing-balance interest is calculated, what repayment schedules show and what to check before signing.
EZ Loan's review record: 1,400+ Google reviews at 5.0 stars across two Singapore branches, plus Trustpilot verification. How to check if a moneylender is legitimate, what real borrowers report, and how to verify any lender before you borrow. By EZ Loan, Licence 19/2026.
Beach Road