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Small Cash LoansEZ Loan’s small cash loans provide a swift solution for individuals who need a quick financial boost for small, unexpected expenses. With an impressively fast 20-minute approval process, EZ Loan ensures that you can access funds to handle minor financial needs, from covering a bill to managing temporary cash shortages, without delay. Small cash loans are an affordable alternative to high-interest options, allowing clients to borrow only what they need. As a licensed moneylender, EZ Loan provides safe, transparent loan services with flexible terms designed to ease financial stress for those facing short-term cash flow issues. Our dedicated team is committed to making the loan process simple and fast. With manageable repayment terms, EZ Loan’s small cash loans help clients cover immediate expenses without financial strain.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 9 November 2025
A small cash loan is a short-term loan designed to cover minor expenses. It offers borrowers a quick and simple way to access funds without dipping into savings or using high-interest credit cards. With predictable monthly instalments, small cash loans provide a structured, manageable financing option for those with short-term needs. Small cash loans are ideal for urgent expenses or financial gaps, such as unexpected medical bills, car repairs, or temporary income loss. They give borrowers flexibility without the commitment of a larger loan. With EZ Loan’s transparent process, clients can secure funds quickly and repay comfortably.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
09 Nov 2025
Application Submitted in last 30 days
6393
Processing Time average
15 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, small cash loans provided by licensed moneylenders offer a safe, convenient alternative to traditional bank financing. These loans are ideal for individuals needing immediate funds to handle urgent, short-term expenses, such as unexpected bills, minor repairs, or daily cash flow needs. With EZ Loan’s streamlined 20-minute approval process, clients can secure the cash they need without the delays often associated with traditional loan applications. EZ Loan’s small cash loans also feature various flexible repayment options, allowing you to select the best method for your preferences. Whether you make payments via PayNow, bank transfer, or in-person cash, you have complete control over how and when payments are handled. Our customer-centric approach ensures that securing a small loan is straightforward and stress-free, backed by clear terms and competitive interest rates.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
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In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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