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Small Cash LoansEZ Loan’s small cash loans provide a swift solution for individuals who need a quick financial boost for small, unexpected expenses. With an impressively fast 20-minute approval process, EZ Loan ensures that you can access funds to handle minor financial needs, from covering a bill to managing temporary cash shortages, without delay. Small cash loans are an affordable alternative to high-interest options, allowing clients to borrow only what they need. As a licensed moneylender, EZ Loan provides safe, transparent loan services with flexible terms designed to ease financial stress for those facing short-term cash flow issues. Our dedicated team is committed to making the loan process simple and fast. With manageable repayment terms, EZ Loan’s small cash loans help clients cover immediate expenses without financial strain.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
by EZ Loan Pte Ltd
Updated 19 August 2026
A small cash loan is a short-term loan designed to cover minor expenses. It offers borrowers a quick and simple way to access funds without dipping into savings or using high-interest credit cards. With predictable monthly instalments, small cash loans provide a structured, manageable financing option for those with short-term needs. Small cash loans are ideal for urgent expenses or financial gaps, such as unexpected medical bills, car repairs, or temporary income loss. They give borrowers flexibility without the commitment of a larger loan. With EZ Loan’s transparent process, clients can secure funds quickly and repay comfortably.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
19 Aug 2026
Application Submitted in last 30 days
6890
Processing Time average
16 minutes
In Singapore, small cash loans provided by licensed moneylenders offer a safe, convenient alternative to traditional bank financing. These loans are ideal for individuals needing immediate funds to handle urgent, short-term expenses, such as unexpected bills, minor repairs, or daily cash flow needs. With EZ Loan’s streamlined 20-minute approval process, clients can secure the cash they need without the delays often associated with traditional loan applications. EZ Loan’s small cash loans also feature various flexible repayment options, allowing you to select the best method for your preferences. Whether you make payments via PayNow, bank transfer, or in-person cash, you have complete control over how and when payments are handled. Our customer-centric approach ensures that securing a small loan is straightforward and stress-free, backed by clear terms and competitive interest rates.
Up to 4% per month
Max 4% per month under the Moneylenders Rules set by the Ministry of Law.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Apr 13, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
Aug 08, 2026
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
How to find and verify a licensed moneylender in Singapore, plus what to expect at EZ Loan's Beach Road and Marina Square branches.
What actually determines approval and payout speed at a licensed Singapore moneylender, and why it's a capability — not a guarantee — for every applicant.
What NRIC, income proof and address documents you need to apply with a licensed moneylender in Singapore, plus the SingPass MyInfo shortcut.
Learn how monthly instalment loans work, how reducing-balance interest is calculated, what repayment schedules show and what to check before signing.
EZ Loan's review record: 1,400+ Google reviews at 5.0 stars across two Singapore branches, plus Trustpilot verification. How to check if a moneylender is legitimate, what real borrowers report, and how to verify any lender before you borrow. By EZ Loan, Licence 19/2026.
Beach Road
