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Apply For an Emergency Loan Today

Handle unexpected financial challenges with confidence through EZ Loan's Emergency Loan. Our emergency loans are designed to offer you quick and timely support, hence assuring speed in disbursement. Apply now and get your funds approved in just minutes, so you can focus on resolving your emergencies stress-free. Emergencies can arise when you least expect them, leaving you in urgent need of financial assistance. This is why we have fast and reliable Emergency Loans to make access to cash easy at the time of your needs. Thanks to our streamlined process, you can handle such sudden expenses as medical bills, urgent repairs, or some other unforeseen cost with no added stress. Our Emergency Loan is made easy for the convenience of borrowers. Apply online or in person, and get approval in 30 minutes. Your money is dispersed on the same day. Flexible repayment terms tailored to your situation allows you to solve your emergency and stay in control. Your peace of mind is our priority, and that's why we ensure a transparent and secure loan process every step of the way. Whether it's a small emergency or a major expense, we're here to support you with a solution that's fast, fair, and tailored to your needs.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 29 January 2025

What Are Emergency Loans?

An emergency loan is a form of customized finance that can be used for sudden expenses, such as medical bills, urgent home repairs, or other unexpected expenses. It is easily accessible and secure compared to using credit cards or loan sharks, with quick approvals in addition to a structured repayment plan. At EZ Loan, our emergency loans are designed for speed and convenience: flexible repayment terms and competitive interest rates. Whether it is a small emergency or a large expense, our loans help you get back in control of your finances without unnecessary delays or complications.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Why Take a Emergency Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Emergency Loans

Save yourself stress and let us help you in times of need.

Emergencies don't give notice, neither does finding finance. An Emergency Loan by EZ Loan offers a quick and efficient method of covering such unexpected expenses as medical emergencies, car repairs, or an urgent bill. Thanks to our simplified process, you may gain access to money as quickly as within minutes to ensure you get what you need when you need it. Our emergency loans have clear terms and flexible repayment plans according to your budget. At EZ Loan, a licensed moneylender guarantees that the process will be seamless and secure so you can attend to your emergency without additional financial stress.

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We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Nov 20, 2024

Was very helpful & friendly, and the process was smooth and efficient. He guided me through every step. Highly recommended. Great service.

Muhammad
Star
StarStarStarStarStar

Dec 03, 2024

It my first time here at Ez Loan ( beach Road). Was being attended by the friendly staff here. The environment was cozy, the service and advise to me was very smooth and easy to understand. Would highly recommend this place to friends who need a good loan service .

Hushyball
Star
StarStarStarStarStar

Oct 08, 2024

Evan demonstrated exceptional thoroughness and created a warm, welcoming atmosphere with her sweet demeanor. She took the time to assist me in navigating the process of requesting a significant loan, providing clear and thoughtful reasons for her recommendations. Her support made me feel confident and reassured throughout the entire experience. I truly appreciated her dedication to ensuring I felt comfortable and informed.

Raudhah Khairuddin
Star
StarStarStarStarStar

Jan 16, 2025

Came down to the office & Evan greeted me. She instructed me what to do & explain the whole process to me. The whole process took less than 15mins. She was nice throughout. Thank u evan!

Nur Syafiqa Rosli
Star
StarStarStarStarStar

Jan 17, 2025

Pleasant and well-mannered staff the customer service was excellent. Smooth process without no hassle. Will recommend to family and friends.

AuliaNaura Azhairi

Frequently Asked Questions

Yes, it is free to apply for an emergency loan.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

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Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

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How to Get a Wedding Loan in Singapore? 101 Guide

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The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

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