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Apply For an Emergency Loan Today

Handle unexpected financial challenges with confidence through EZ Loan's Emergency Loan. Our emergency loans are designed to offer you quick and timely support, hence assuring speed in disbursement. Apply now and get your funds approved in just minutes, so you can focus on resolving your emergencies stress-free. Emergencies can arise when you least expect them, leaving you in urgent need of financial assistance. This is why we have fast and reliable Emergency Loans to make access to cash easy at the time of your needs. Thanks to our streamlined process, you can handle such sudden expenses as medical bills, urgent repairs, or some other unforeseen cost with no added stress. Our Emergency Loan is made easy for the convenience of borrowers. Apply online or in person, and get approval in 30 minutes. Your money is dispersed on the same day. Flexible repayment terms tailored to your situation allows you to solve your emergency and stay in control. Your peace of mind is our priority, and that's why we ensure a transparent and secure loan process every step of the way. Whether it's a small emergency or a major expense, we're here to support you with a solution that's fast, fair, and tailored to your needs.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 22 September 2025

What Are Emergency Loans?

An emergency loan is a form of customized finance that can be used for sudden expenses, such as medical bills, urgent home repairs, or other unexpected expenses. It is easily accessible and secure compared to using credit cards or loan sharks, with quick approvals in addition to a structured repayment plan. At EZ Loan, our emergency loans are designed for speed and convenience: flexible repayment terms and competitive interest rates. Whether it is a small emergency or a large expense, our loans help you get back in control of your finances without unnecessary delays or complications.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Track Today’s Application Submitted and Processing Time

LAST UPDATE

22 Sept 2025

Application Submitted in last 30 days

5852

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Processing Time average

13 minutes

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Why Take a Emergency Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Emergency Loans

Save yourself stress and let us help you in times of need.

Emergencies don't give notice, neither does finding finance. An Emergency Loan by EZ Loan offers a quick and efficient method of covering such unexpected expenses as medical emergencies, car repairs, or an urgent bill. Thanks to our simplified process, you may gain access to money as quickly as within minutes to ensure you get what you need when you need it. Our emergency loans have clear terms and flexible repayment plans according to your budget. At EZ Loan, a licensed moneylender guarantees that the process will be seamless and secure so you can attend to your emergency without additional financial stress.

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Easy Emergency Loans with EZ Loan

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Personal emergency loans
to cover unexpected expenses

Life is full of uncertainties, and an unexpected expense may arise at any time. The EZLoan Personal Emergency Loan helps to give you the financial support needed at that very instant. Be it medical bills, urgent home repairs, or even sudden travel, our loans mean you have fast access to the money you need.

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Cash emergency loans
with fast approval and disbursement

When you are faced with a financial emergency, every minute counts. EZLoan cash emergency loans offer you fast approval and quick disbursement so that you may meet the emergency needs at hand. With our application process, we ensure minimal paperwork and therefore speed in getting access to the needed sum of money fast.

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Online emergency loans
for instant financial relief

EZLoan makes it easy to access emergency loans online; with just a few clicks, you could get instant financial relief. Our user-friendly platform allows you to apply for a loan from the comfort of your home without going through the hassle of visiting..

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Aug 23, 2025

The experience was helpful and knowledgeable. I am grateful for the help, the assistance given to me was immediate and positive. I felt comfortable and confident with honest a reliable service.

Ms Ella Girl
Star
StarStarStarStarStar

Jun 11, 2025

I had a great experience borrowing from this moneylender. My relationship manager, Shania, was very helpful, patient, and approachable. She guided me through the process clearly and made everything feel smooth and stress-free. Really appreciate her professionalism and warm attitude!

Emily with love
Star
StarStarStarStarStar

Jun 04, 2025

I'm really impressed with the service I received! This place prioritizes privacy, which made me feel comfortable throughout the entire process. The team is also super responsive via WhatsApp, and their replies are lightning-fast. The entire process was efficient and hassle-free, thanks to their professionalism and speed. Highly recommend!

Ida Maya
Star
StarStarStarStarStar

Jun 16, 2025

🌟🌟🌟🌟🌟 “Exceptionally Fast and Friendly Service!” I had an urgent need for a personal loan and was nervous at first, but the staff at EZ Loan Beach Road were incredibly professional and kind. From the moment I walked in, I was greeted warmly and made to feel at ease. The process was very clear and transparent – they explained the terms thoroughly and answered all my questions patiently. I was especially impressed by how fast everything moved. I submitted my documents and got approval in under 20 minutes. The disbursement was quick too – I walked out with the funds I needed in less than 40 minutes. A big thank you to the loan officer who assisted me – very respectful, non-judgmental, and genuinely helpful. If you’re looking for a trustworthy and efficient moneylender in Singapore, I highly recommend this branch. ⭐

Nesvar Subramaniam
Star
StarStarStarStarStar

Sep 02, 2025

Overall, I had an excellent experience consulting with them regarding my loan. From the very beginning, the team was professional, patient, and extremely approachable. They took the time to listen to my needs, understand my financial situation, and explained all the options clearly without any pressure. What stood out the most was how understanding and supportive they were throughout the entire process, which really gave me peace of mind. I truly appreciate their guidance and the level of service provided, and I would not hesitate to recommend them to anyone who is looking for a trustworthy and reliable partner when it comes to financial consultation.

Muhammad luqman

Frequently Asked Questions

Yes, it is free to apply for an emergency loan.

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