Is EZ Loan a licensed moneylender?

Yes. EZ Loan is licensed by the Ministry of Law under Licence No. 19/2026. You can verify our licence on the MinLaw registry of licensed moneylenders at rom.mlaw.gov.sg.

What documents do I need to apply for a loan?

You'll need your NRIC or valid passport, proof of income (such as recent payslips or your CPF contribution statement), and proof of address. Our loan officers can walk you through the specific requirements for your situation when you visit.

What are your operating hours?

Both branches are open Monday to Saturday, 11:00 AM to 7:00 PM. We're closed on Sundays and public holidays.

Can foreigners apply for a loan at EZ Loan?

Eligible foreigners working in Singapore may apply for a personal loan, subject to work-pass type and eligibility requirements. Visit either of our branches or call us to discuss your situation with our loan officers.

How long does the loan approval process take?

Our team reviews your application during your visit, and walk-in applicants can typically expect a decision within the same appointment.

Where are your branches located?

EZ Loan has two branches in Singapore: Beach Road (3 Beach Road #01-4853) and Marina Square (6 Raffles Blvd #03-308, JustCo). Both locations are open six days a week.

Can I apply for a loan with a bad credit score?

At EZ Loan, we focus on your current financial situation and repayment ability rather than your credit history. We strive to accommodate different financial needs but do not extend loans to undischarged bankrupts.

Can I still apply for a loan if I'm self-employed or don't have a fixed income?

Yes, you can still apply for a loan with EZ Loan. If you are self-employed, such as a Grab or taxi driver, you must provide your payslips from the last three months. For other types of self-employment, you need to submit your bank statements from the past three months. These documents help us determine a suitable loan amount based on your financial capacity.

Can I still apply for a loan if I already have an existing bank loan?

Yes, having an existing bank loan does not prevent you from applying for a loan with EZ Loan. We will assess your current financial situation to ensure that any additional loan provided will be affordable and suited to your needs without causing undue financial strain.

My loan has been approved. What happens next?

Once your loan is approved, the funds will be transferred directly to your bank account or handed to you in cash during your visit to our office. You can receive the funds on the same day you complete the approval process.

Do I have to commit to a loan if I make an inquiry?

After enquiring, you are not obligated to take up a loan with us. We are more than happy to answer any questions you may have. Feel free to reach out via WhatsApp at +65 8388 3388, and we will assist you with all the information you need.

Fast Cash Loans in Singapore: Quick 20 Min. Approval Today!

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Speed up your application with MyInfo

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

NRIC
SingPass
If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill
Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
Passport
Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement
Payslips for the last three months, if available
Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Apply Now - 20 Minutes Approval

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Speed up your application with MyInfo

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.