When you search for a moneylender in Singapore, one of the first things you should check — after verifying their licence on the Ministry of Law registry — is their track record with borrowers. Reviews from real customers tell you things a company's own website cannot: how the process actually went, whether the terms were explained clearly, and how the lender handled unexpected situations.

Singapore's ScamShield environment has made people more cautious about financial services, which is a good thing. This page explains EZ Loan's review record, where to verify it independently, and how to evaluate any moneylender's legitimacy before you commit.

As of July 2026, EZ Loan has accumulated over 1,400 Google reviews with a 5.0-star average across both Singapore branches:

• Beach Road branch (7500A Beach Road) — 5.0 stars on Google

• Marina Square branch (6 Raffles Boulevard) — 5.0 stars on Google

You can check these reviews directly on Google Maps by searching "EZ Loan" and reading what borrowers have written. Google reviews are tied to real Google accounts, which makes them more difficult to fabricate than reviews on some other platforms.

EZ Loan is also listed on Trustpilot, where you can read additional reviews and leave your own. You can find the profile at trustpilot.com/review/ezloan.com.sg.

Reviews are one signal. Here are the verification steps you should take before borrowing from any moneylender, including EZ Loan:

1. Check the MinLaw registry. Go to rom.mlaw.gov.sg and search for "EZ Loan Pte Ltd." The company holds Licence 19/2026 from the Ministry of Law. If a lender is not on this list, they are not licensed.

2. Verify the address. The registered business address on the MinLaw registry should match the physical location you visit. EZ Loan's registered branches are at Beach Road and Marina Square.

3. Read Google reviews. Search for the company on Google Maps. Look for volume (a large number of reviews is harder to fabricate), recency (recent reviews suggest active operations), and specificity (detailed reviews describing the process are more reliable than one-line ratings).

4. Check Trustpilot. Trustpilot is an independent review platform. Look for verified reviews and any company responses.

5. Visit the branch. A legitimate licensed moneylender operates from a registered commercial address (not a residential unit). The licence number should be displayed at the premises.

In Singapore, unlicensed lending is illegal. Here are warning signs that a lender may not be legitimate:

• They contact you first — via SMS, WhatsApp, or flyers — without you reaching out

• They do not appear on the Ministry of Law's registry at rom.mlaw.gov.sg

• They have no registered office address, or operate from a residential unit

• They ask you to transfer money before releasing the loan (e.g. 'processing fee' or 'deposit')

• They do not provide a written contract before disbursing funds

• They pressure you to borrow more than you asked for

• They have few or no online reviews, or reviews that look generic and identical

If you encounter any of these, report the lender to the police (call 999 or the anti-scam helpline 1800-722-6688) and to the Registry of Moneylenders.

Based on common themes in moneylender reviews across Singapore, borrowers tend to focus on these factors when evaluating a lender:

Transparency. Were the terms explained clearly before signing? Were there any hidden fees or surprises? Licensed moneylenders are legally required to provide a written contract that spells out every charge.

Speed. How long did the process take from application to receiving funds? Same-day processing is standard at most licensed moneylenders.

Staff conduct. Were the loan officers professional and respectful? Did they answer questions without pressure?

Flexibility. How did the lender handle situations where a borrower needed to adjust their repayment schedule?

When reading reviews for any lender, look for these specifics rather than just the star rating. A high volume of detailed, recent reviews is a stronger signal than a perfect score with few reviews.

EZ Loan Pte Ltd is a licensed moneylender in Singapore holding Licence 19/2026 from the Ministry of Law. We operate two branches:

• Beach Road: 7500A Beach Road, Singapore 199591

• Marina Square: 6 Raffles Boulevard, #02-01, Singapore 039594

We serve Singaporeans, permanent residents, and foreigners working in Singapore on valid work passes. Visit our licensed moneylender services page to learn what we offer and start your application, or explore our personal loans, fast cash loans, and foreigner loans pages.

You can read and leave reviews on Trustpilot or find us on Google Maps.

Is EZ Loan a legitimate moneylender?

Yes. EZ Loan holds Licence 19/2026 from the Ministry of Law. You can verify this on the public registry at rom.mlaw.gov.sg. The company has two registered branches in Singapore at Beach Road and Marina Square, and over 1,400 Google reviews at 5.0 stars as of July 2026.

Where can I read EZ Loan reviews?

You can read reviews on Google Maps (search for 'EZ Loan Singapore' and check either branch listing) and on Trustpilot at trustpilot.com/review/ezloan.com.sg.

How do I know if a moneylender review is real?

On Google, reviews are tied to Google accounts with review histories you can check. Look for reviews that describe specific details about the process rather than generic praise. A large volume of reviews accumulated over time is harder to fabricate than a small number of recent ones.

How do I report a scam moneylender?

If you believe a lender is operating without a licence or engaging in illegal practices, report them to the police (call 999 or the anti-scam helpline at 1800-722-6688) and file a complaint with the Registry of Moneylenders via rom.mlaw.gov.sg. You can also check ScamShield for known scam numbers.

Does EZ Loan have a Trustpilot page?

Yes. EZ Loan's Trustpilot profile is at trustpilot.com/review/ezloan.com.sg. You can read reviews and also leave your own review after borrowing.