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Small Cash LoansEZ Loan’s $1,000 loans are a swift and hassle-free solution for those needing a small cash boost to cover immediate expenses. With our lightning-fast 20-minute approval, EZ Loan ensures clients can access funds rapidly, whether it’s for a bill, car repair, or any other unexpected need that arises. Our $1,000 loans are designed to be straightforward and hassle-free. They offer an affordable option for handling small financial gaps without relying on high-interest credit cards. As a licensed moneylender, EZ Loan provides reliable, transparent service, making small loans accessible and manageable for everyone. EZ Loan’s customer-focused team is here to make the process easy. With flexible repayment terms and prompt service, our $1,000 loans allow you to address financial needs quickly without being tied down by lengthy bank procedures.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 11 July 2026
A $1,000 loan is a small, unsecured loan that provides quick access to funds for handling immediate, minor expenses. Unlike larger personal loans, $1,000 loans are designed to cover short-term financial needs, with fixed monthly payments that make budgeting easy. These loans are ideal for individuals who require a short-term cash boost to address urgent expenses or temporary cash flow issues. With predictable repayment terms, a $1,000 loan is straightforward and manageable.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
LAST UPDATE
11 Jul 2026
Application Submitted in last 30 days
7021
Processing Time average
17 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, $1,000 loans from licensed moneylenders provide a regulated and accessible alternative to traditional bank loans. These small loans are ideal for clients facing immediate expenses, as EZ Loan’s fast 20-minute approval process ensures they can access funds without delay. Designed for flexibility, $1,000 loans are a quick, practical way to cover urgent financial needs, such as unexpected bills or repairs, without the lengthy approval times associated with banks. EZ Loan’s $1,000 loans come with customisable repayment options for diverse financial situations. Borrowers can select convenient methods such as PayNow, bank transfer, or in-store cash payments, making repayments simple and manageable. With our affordable rates and customer-focused service, EZ Loan is committed to providing an accessible, stress-free lending experience. Clients can handle their financial needs confidently, knowing they’re supported by a licensed lender prioritising transparency and ease. Our approach to small loans keeps the process straightforward, giving clients peace of mind as they address short-term financial challenges effectively.
EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering small personal loans. Borrow as little as the amount you need. Interest is capped at 4% per month under the Moneylenders Act.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment ContractThe minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Dec 13, 2025
Apr 13, 2026
May 15, 2026
Jun 15, 2026
May 14, 2026
Financial emergencies don't wait for business hours. Learn how 24-hour money lending actually works in Singapore, what to prepare, and how to apply online anytime with EZ Loan.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
Your complete guide to licensed moneylenders in Singapore — how to verify a licence, what they can legally charge, borrowing limits by income, and what to look for before you borrow. By EZ Loan, licensed since 2009.
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Beach Road
