Mon - Sat : 11am - 7pm
Mon - Sat : 11am - 7pm
Personal Loans
Payday Loans
Business Term Loans
Debt Consolidation Loans
Vacation Loans
Investment Loans
Wedding Loans
Renovation Loans
Education Loans
Small Business Loans
Moneylender Loans
Medical Loans
Foreigner Loans
Borrow Money Online
Low Interest Rate Loans
Personal Loan Calculator
Credit Card Consolidation
Emergency Loans
Legal Loans
Small Cash LoansPersonal Loans
Payday Loans
Business Term Loans
Debt Consolidation Loans
Vacation Loans
Investment Loans
Wedding Loans
Renovation Loans
Education Loans
Small Business Loans
Moneylender Loans
Medical Loans
Foreigner Loans
Borrow Money Online
Low Interest Rate Loans
Personal Loan Calculator
Credit Card Consolidation
Emergency Loans
Legal Loans
Small Cash Loans
Looking for licensed moneylender loans? Explore rates from 0.82% per month with EZ Loan. You can receive funds in less than 10 minutes of arriving.
Licensed by the Ministry of Law (Licence No. 19/2026). Start online; identity verification is completed in person at an approved EZ Loan premises before any loan is granted.
We prioritise speed, ensuring you get quick cash to cover urgent expenses without unnecessary delays. Whether you’re dealing with an emergency car repair, an unexpected medical bill, or another sudden financial demand, our fast turnaround ensures you can address these situations head-on without the stress of waiting. At EZ Loan, it is EASY to access the financial support you need.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Speed up your application with MyInfo
Have your personal details filled in automatically. This also helps us to approve your loan more quickly!
Retrieve MyInfo
$8,000
disbursed
for personal use
Licensed by Singapore's Ministry of Law under Licence No. 19/2026.
EZ Loan is committed to privacy, discretion and understanding the challenges that come with unexpected financial needs. The process includes application review, document verification and face-to-face identity verification. Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
EZ Loan is dedicated to offering loan options that address real needs while safeguarding privacy and discretion. We aim to make the borrowing process as clear as possible. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing. Final terms depend on approval and your borrower profile.
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
EZ Loan is a trusted licensed moneylender in Singapore, fully regulated by the Ministry of Law, with decades of experience in the lending industry. Financial limitations can arise unexpectedly, so we personalise our loan services to meet your needs. With convenient locations at Beach Road and Marina Square and a fully online loan process, we ensure that help is always within reach. At EZ Loan, we offer a variety of loan types, including Credit Card Consolidation Loans, Small Cash Loans, and Payday Loans, providing tailored financial solutions for every situation. The application process is designed to be quick and straightforward, offering approvals within hours. By utilising Singpass, borrowers can enjoy even shorter processing times and get funds within minutes—all while helping to protect the environment through a paperless approach. At EZ Loan, it is EASY to access the financial support you need.
Fast cash loan approval in Singapore has never been simpler. At EZLoan, we realize that sometimes emergencies arise and you need to get access to funds fast. Our streamlined application process ensures that you can apply online or in-person with minimal paperwork and fast approvals.
Your privacy and security are very important to us; hence, we make sure that we strictly comply with all financial regulations so you can rest assured. Be it for unexpected expenses or personal needs, our dependable service will assure your financial stability without any unnecessary delays. Apply today and enjoy a hassle-free way of getting your fast cash loan approved with the assurance that your needs are our priority.
EZLoan provides fast cash loan solutions designed to take the stress out of borrowing. Be it medical emergencies, unexpected repairs, or personal needs, our loans cater to all financial relief needs when most needed. With an easy application process, clear criteria for eligibility, and transparent terms, we make it simple and hassle-free for you to get your cash.
Our team will walk you through the process step by step and ensure that there is no hitch, so your experience with us is smooth. Don't let financial emergencies hold you back; with EZLoan, you can expect quick cash loan solutions when it matters most.
If you are wondering where to get a fast cash loan with instant approval, then look no further than EZLoan. We deal in quick and effective loan services for your pressing financial needs. You can fill out an application and have it processed through our easily navigable website while sitting comfortably in your house.
Our staff makes sure that the review of applications goes swiftly. With flexible repayment options and minimal documentation requirements, we make borrowing simple and accessible. Whether you're in a financial pinch or simply looking ahead to some unexpected expenses, EZLoan is your go-to partner for instant cash loans in Singapore. Apply now and get the funds you need without delay.
$8,000
disbursed
for personal use
1
Same-Day Decisions for Completed Applications
Some completed applications receive a same-day lending decision. Timing depends on assessment, document verification and face-to-face identity verification.
2
Same-Day Disbursement After Approval
Some approved loans may be disbursed on the same day. Timing depends on assessment, documents and the required face-to-face identity verification.
3
Rates From 0.82% Per Month for Eligible Applicants
Eligible applicants may qualify for an advertised rate as low as 0.82% per month. The rate, fees and repayment terms you are offered depend on approval and your borrower profile.
LAST UPDATE
15 Oct 2026
Application Submitted
in last 30 days
6965
Processing Time
average
16 minutes
You can start your application online through our website or WhatsApp. We also welcome walk-ins, so feel free to visit either of our two convenient locations to initiate your loan application.
Schedule an appointment to visit one of our branches for your loan assessment and approval. During your visit, you will provide the necessary documents and meet with a loan officer who will clearly explain all terms and conditions. Loan assessment and disbursement must be completed in person as per regulatory requirements.
Our loan officers are ready to provide personalised loan advice and answer all your questions. Borrowing an amount that aligns comfortably with your income and financial commitments is important. Use our Loan Calculator to estimate your monthly repayments and make an informed decision.
Here’s an example of a repayment schedule for
| Month | Principal (SGD) | Interest (SGD) | Total (SGD) |
|---|---|---|---|
| 1 | 301.52 | 80 | 381.52 |
| 2 | 313.59 | 67.93 | 381.52 |
| 3 | 326.13 | 55.39 | 381.52 |
| 4 | 339.17 | 42.35 | 381.52 |
| 5 | 352.74 | 28.78 | 381.52 |
| 6 | 366.85 | 14.67 | 381.52 |
Please feel free to explore our Loan Calculator to assess your estimated monthly repayments for your loan.
Once the loan terms are agreed upon and the contract is signed, you will receive a copy of your loan agreement and a repayment card. Your funds will be available immediately, either as a cash payout or via bank transfer.
We offer multiple options for making monthly repayments. You can choose between bank transfer, PayNow, or in-person payments at our store. For added convenience, all available options are listed on your repayment card.
You will receive a receipt via email within seven working days for each payment. EZ Loan also offers the option of early full settlement at no extra cost. If you choose to pay off your loan early, please contact us for the final settlement amount. This option may help you save on interest and manage your finances more efficiently.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment ContractYour maximum loan amount will depend on factors such as your income level and citizenship status.
Your Annual Income
Under SGD 10,000
From SGD 10,000 to less than 20,000
SGD 20,000 or more
Singaporeans & Permanent Residents
Up to SGD 3,000
Up to 6X of your monthly income
Foreigners Living in Singapore
Up to SGD 500
Up to SGD 3,000
Up to 6X your monthly income
We are licensed by the Registry of Moneylenders and fully compliant with the Moneylenders Act. This means you can have confidence that you are getting funds from a legal and reliable source.
Before offering a loan, we take the time to understand your unique financial needs and situation. Our team clearly explains the terms and conditions of your chosen loan, ensuring that all your questions are answered with precision and care.
We prioritise your privacy and treat every detail with the utmost discretion. Our personalised loan services are conducted carefully, ensuring your information remains confidential while you receive the support you need.
At EZ Loan, our top priority is protecting your privacy and sensitive information. We strictly adhere to data protection regulations, ensuring that your financial records, identification documents, and all transactions are kept secure and confidential.
Jun 23, 2026
Aug 28, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
Compare EZ Loan and 118 Credit on conditional starting rates, application steps, branch choice and early settlement before reviewing a written offer.
Compare EZ Loan and 1-Money on published rates, repayment choices, customer feedback and branch visits before asking for written loan terms.
Compare EZ Loan’s conditional starting rate, online preparation and explanation-focused customer feedback with Credit Thirty3’s process and office location.
Compare EZ Loan’s conditional starting rate, online preparation and explanation-focused customer feedback with Bugis Credit’s process and office location.
Compare EZ Loan with Horison Credit on pricing, customer reviews, application steps and branch convenience, then assess the written repayment offer.
Speed up your application with MyInfo
Have your personal details filled in automatically. This also helps us to approve your loan more quickly!
Retrieve MyInfo
Beach Road
