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Small Cash LoansEZ Loan’s bad debt loans are designed to help individuals manage and overcome challenging financial situations, offering a fresh start toward a debt-free future. With our quick 20-minute approval, EZ Loan provides immediate funds for individuals struggling with bad credit, enabling them to handle pressing expenses or consolidate debts efficiently. Bad debt loans offer a flexible solution for those who may not qualify for traditional financing due to their credit history. As a licensed moneylender, EZ Loan ensures safe, transparent loan terms, making it easier for borrowers to regain financial stability with a manageable repayment plan. EZ Loan’s supportive team understands the unique challenges of bad debt, so we structure each loan to provide the assistance you need. We aim to offer financial relief that fits your situation, empowering you to take control of your finances confidently. Our team's understanding and support will help alleviate the stress often associated with financial difficulties.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 5 February 2025
A bad debt loan is an unsecured loan for individuals with poor credit. Unlike conventional bank loans, bad debt loans are accessible even to those with low credit scores, making them a practical option for individuals looking to consolidate debt or address urgent financial needs. With fixed monthly instalments, bad debt loans empower borrowers to manage repayments predictably, providing a clear path toward financial recovery. These loans offer a way to handle expenses while gradually rebuilding credit, instilling a sense of control and confidence in your financial journey.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
In Singapore, bad debt loans provided by licensed moneylenders offer a legal and accessible alternative to traditional credit options, especially for those who may struggle with poor credit histories. Unlike standard bank loans that often require extensive credit checks and lengthy approval times, EZ Loan’s streamlined 20-minute approval process makes it easy for clients to access the funds they need quickly. This rapid access to financing empowers individuals to address urgent financial obligations, consolidate debt, or catch up on missed payments, all while supporting their journey toward improved financial stability and independence. EZ Loan’s bad debt loans are designed for those facing credit challenges, providing a trusted solution promoting responsible financial rebuilding. EZ Loan’s bad debt loans come with flexible repayment terms tailored to each client’s financial situation, providing security and control. Borrowers can choose from convenient payment methods, including bank transfers, PayNow, and in-store cash payments, making managing and planning repayments easier. Our dedicated team offers personalised assistance, ensuring clients understand each step of the loan process and feel supported in their efforts to regain control over their finances.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Nov 25, 2024
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Oct 08, 2024
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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