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Apply For an Education Loan Today

When it comes to education loans, EZ Loan stands out with its swift and reliable solution. With an approval process that takes just 20 minutes, we ensure that you can access the funds you need promptly. Whether it's for tuition fees, course materials, or other essential academic costs, EZ Loan has got you covered. Education loans offer the flexibility to finance studies without depleting personal savings or relying on high-interest credit cards. Whether for local courses or international programs, EZ Loan’s education loans support academic goals by providing reliable, licensed lending options tailored to students’ unique needs. At EZ Loan, we are committed to transparency and affordability, making us a trusted choice for education financing in Singapore. With personalised repayment plans and dedicated customer support, we ensure that funding your studies is smooth and manageable, allowing you to focus on academic success.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Start Your Application
SingPass

Speed up your application with MyInfo

Have your personal details filled in automatically. This also helps us to approve your loan more quickly!

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by EZ Loan Pte Ltd

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Updated 24 October 2026

What Are Education Loans?

An education loan from EZ Loan is an unsecured loan designed to cover a range of educational expenses. What sets it apart is the predictability it offers with its monthly instalments. This clear and manageable way of handling academic costs without financial strain is a relief for many students and families. Education loans are ideal for those who wish to invest in their education without burdening their finances. With fixed repayment schedules, students or their family members can manage payments confidently, knowing exactly how much is due each month.

Start Your Application
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$1,071

Start Your Application

Monthly Installment

$179

Total Interest

$71

Track Today’s Application Submitted and Processing Time

LAST UPDATE

24 Oct 2026

Application Submitted
in last 30 days

6476

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Processing Time
average

15 minutes

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Why Take a Education Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Transparent Terms and Responsible Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Education Loans

Flexible Education Loans for Academic Success

In Singapore, education loans can be obtained through licensed moneylenders as a reliable alternative to traditional student loans from banks. EZ Loan’s streamlined application and approval process, which can be completed in just 20 minutes, ensures that students can receive funding without unnecessary delays, providing a sense of reassurance and confidence in the process. EZ Loan’s education loans are designed to be versatile, allowing clients to finance local or international education needs confidently. Our team provides comprehensive support, offering customised repayment options and flexible payment methods, including PayNow, bank transfer, and in-store cash, to ensure that education funding is stress-free and that our clients feel cared for and supported throughout their academic journey.

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with EZ Loan

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Education loans
for school fees and tuition in Singapore

EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for education expenses including school fees and tuition. Interest capped at 4% per month.

We’re Ready to Support Your
Financial Needs

Can be under 10 minutes

Application processing/completion

Face-to-face

Verification required

Some may be same-day

Decision or disbursement

Licensed

Ministry of Law · 19/2026

Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents
We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps -
Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Google
StarStarStarStarStar

Jun 23, 2026

Great experience at EZ Loan Bank Branch. Erica was very helpful, professional, and efficient. She explained everything clearly and made the process smooth and hassle-free. Excellent customer service. Thank you, Erica!

Iffah Nadhirah
Google
StarStarStarStarStar

Aug 28, 2026

Joanna has helped me understand how the loan works as it was my first time asking for loan. Everything was easy and simple to understand. I appreciate her meticulous work and easy going personality

Nur Masyitah Abu hassan
Google
StarStarStarStarStar

Jul 08, 2026

Erica has consistently demonstrated excellent customer service skills and professionalism her service. She is courteous, patient, and attentive when assisting customers, ensuring that enquiries and concerns are handled promptly and effectively.

Anthony Tang
Google
StarStarStarStarStar

Jun 15, 2026

Friendly with big pressure. Expected it to be a tough nego but dickson made the procedure very smooth and explain very throughly in terms of how they can help. Can consider when needing a bridge

Cheng Shan An
Google
StarStarStarStarStar

Aug 07, 2026

The process was fast and hassle-free. They offer low interest rates, and the staff were friendly, responsive, and easy to communicate with. Overall, I had a great experience and would definitely recommend their service.

Marie Fe Taño

Frequently Asked Questions

EZ Loan’s education loans can be applied to local and international studies. Borrowers can use these funds for tuition, accommodation, and other related expenses associated with overseas education.