Crawfort reviews: comparing the loan process with EZ Loan

Crawfort reviews can help you assess service, but your decision also needs a workable branch visit and written repayment terms. EZ Loan offers another option at Beach Road or Marina Square if either suits your route. Compare the amount you receive, repayment dates and total payable before choosing either lender.[1][2]

Publisher disclosure: EZ Loan publishes this comparison and is one of the lenders discussed. It is general information, not an independent review or a personalised loan offer.

Details checked on 22 September 2026. Licence and registered-office information uses the Ministry of Law list dated 1 September 2026.[1]

Start with reviews about borrowing and customer service. An employee's experience answers a different question from yours.

Crawfort's website displays Google reviews about explanations, helpful staff and a paperless process. A review dated 10 September 2026 describes staff explaining the loan and helping the borrower work through the application. Use that detail to prepare questions about your documents and terms, rather than assuming the same experience.[6]

For EZ Loan, recent Trustpilot reviews also discuss patient explanations and helpful staff. One review dated 22 September describes cumbersome remote verification followed by a helpful in-person explanation. Read that detail alongside the positive feedback rather than relying on a headline score.[5]

These are individual experiences from different review sources. They do not establish the rate either lender will offer you or whether your application will be approved. Use the comments to prepare questions, then assess the answers you receive.[2][5]

The Ministry of Law requires face-to-face identity verification at an approved place of business before a licensed moneylender grants a loan. Starting online does not remove that visit.[3]

Crawfort says its Singpass/MyInfo application prefills information to reduce manual entry. Its FAQ also says you must accept the offer and complete face-to-face verification before disbursement.[7]

EZ Loan also describes Singpass use in its application process. Its published steps separate the online start from document checks, assessment and in-person verification at a branch.[4] Plan the appointment as part of the application, whichever lender you approach.

Before travelling, ask:

• Which documents do I need for my circumstances?

• What has been assessed online, and what remains to be decided at the branch?

• Can you explain the proposed repayment schedule before I sign?

• When could funds be available if the application is approved?

Whichever lender you choose, use your own Singpass login and do not share your credentials. The Ministry of Law warns borrowers against giving a lender their Singpass user ID or password.[2]

A choice of two branch locations. EZ Loan's Beach Road and Marina Square pages give you two places to plan around. That may help if one is near your workplace or usual route. Crawfort's High Street Centre office may suit a different journey; choose based on the actual appointment you can attend.[1][11][12]

A rate to ask about, with the conditions made clear. EZ advertises rates from 0.82% per month for eligible applicants, subject to approval and borrower profile. Ask whether you qualify and what fees and repayment terms accompany the offer. The advertised starting rate does not establish that EZ will be cheaper for you.[4]

Ask both lenders about the same requested loan amount and repayment period. A smaller instalment alone is not enough to choose an offer: check how many payments you would make and the total cost.[2]

EZ Loan says it offers early full settlement at no extra cost. Crawfort also states that it does not charge an early-settlement fee. This is a shared policy, not an EZ-only advantage. Applicable interest may still be payable, so request the final settlement amount and confirm what it includes before paying off either loan.[4][7]

Use EZ Loan's personal loan calculator as a starting point for repayment planning. Treat the result as an estimate, then check it against your written offer.[13]

Is Crawfort the same business as CF Money?

Crawfort's website identifies the company as CF Money Pte. Ltd. The Ministry of Law list dated 1 September 2026 records CF MONEY PTE. LTD., licence 86/2026, with Crawfort's website address. EZ LOAN PTE. LTD. is a separate registered lender.[1][7]

Can I complete the loan entirely online?

No. Online submission is a starting step. The Ministry of Law requires in-person identity verification at the lender's approved premises. Crawfort's FAQ also describes an outlet visit before disbursement.[3][7]

Can I cancel after receiving the money?

From 15 September 2026, unsecured loans other than business loans from licensed moneylenders have a three-business-day cooling-off period. Saturdays, Sundays and Singapore public holidays do not count. Cancellation during this period carries no interest, but the lender may retain a permitted portion of the loan approval fee. Ask for your exact deadline and repayment amount; cancellation is not necessarily cost-free.[10]

If EZ Loan fits your shortlist, check the Beach Road or Marina Square branch information and ask for an explanation of the written terms. Bring your repayment questions with you. Choose only after you understand the commitment and can afford the schedule.[2][11][12]

• [1] MinLaw Registry: list dated 1 September 2026

• [2] MinLaw borrower guidance

• [3] MinLaw approved places and identity verification

• [4] EZ Loan: application, rate and repayment information

• [5] EZ Loan customer reviews on Trustpilot

• [6] Crawfort: application and displayed Google reviews

• [7] Crawfort borrower FAQs

• [10] MinLaw cooling-off announcement, 31 August 2026

• [11] EZ Loan Beach Road branch

• [12] EZ Loan Marina Square branch

• [13] EZ Loan repayment calculator