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Apply For an Investment Loan Today

EZ Loan offers medical loans to provide fast, accessible funding for unexpected healthcare expenses. Our streamlined application and 20-minute approval process ensure clients can focus on health and recovery without financial stress. Medical loans from EZ Loan are ideal for covering costs related to surgeries, hospital stays, treatments, and medication, giving borrowers the financial support they need when it matters most. To be eligible for a medical loan from EZ Loan, you must be a Singaporean citizen or permanent resident, aged between 21 and 65, with a minimum annual income of $ 20,000. As a licensed money lender, EZ Loan offers transparent, reliable services. Our medical loans provide a lifeline to those needing quick cash flow, with easy-to-manage instalments and personalised repayment plans. Borrowers can trust EZ Loan’s efficient service and dedicated support to ease the strain of medical costs. Medical expenses can be overwhelming, but EZ Loan’s commitment to fast, reliable medical loans makes a difference. Our knowledgeable team is here to guide you through every step, ensuring you receive the necessary funds and support to handle healthcare needs confidently.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Start Your Application
SingPass

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Have your personal details filled in automatically. This also helps us to approve your loan more quickly!

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by EZ Loan Pte Ltd

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Updated 28 October 2026

What Are Investment Loans?

An investment loan is designed specifically for individuals looking to finance high-potential ventures. Unlike standard personal loans, investment loans are geared toward profit-generating goals, including asset acquisition, business growth, or portfolio diversification. Investment loans offer structured repayment terms, allowing borrowers to manage payments predictably. This type of financing is ideal for clients focused on expanding their financial assets without impacting their existing savings or liquid assets.

Start Your Application
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$1,071

Start Your Application

Monthly Installment

$179

Total Interest

$71

Track Today’s Application Submitted and Processing Time

LAST UPDATE

28 Oct 2026

Application Submitted
in last 30 days

4778

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Processing Time
average

9 minutes

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Why Take a Investment Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Transparent Terms and Responsible Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Investment Loans

Reliable Investment Loans for Financial Growth

In Singapore, investment loans from licensed moneylenders provide a practical and legal alternative for clients pursuing profitable ventures. With EZ Loan’s efficient 20-minute approval process, clients can seize financial opportunities promptly, whether for new business projects, real estate acquisitions, or expanding an investment portfolio. By eliminating lengthy approval times, EZ Loan enables clients to act on time-sensitive opportunities with confidence, supported by a trusted lending partner. EZ Loan’s investment loans are tailored to support a range of financial goals, from property investments to stock purchases, ensuring clients have the flexibility to pursue ventures that align with their objectives. With adaptable repayment terms, early repayment options, and dedicated customer support, EZ Loan provides a secure and efficient loan experience. Our knowledgeable team is committed to helping clients meet their financial goals, offering guidance and transparency throughout the process. With EZ Loan, borrowers can pursue investment ambitions in a timely and dependable manner, confident in their financial partnership.

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with EZ Loan

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Personal loans
from EZ Loan a licensed Singapore moneylender

EZ Loan is a licensed moneylender in Singapore (Licence 19/2026). Personal loans with fast decisions at our Beach Road and Marina Square branches. Interest capped at 4% per month.

We’re Ready to Support Your
Financial Needs

Can be under 10 minutes

Application processing/completion

Face-to-face

Verification required

Some may be same-day

Decision or disbursement

Licensed

Ministry of Law · 19/2026

Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents
We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps -
Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Google
StarStarStarStarStar

Jun 23, 2026

Great experience at EZ Loan Bank Branch. Erica was very helpful, professional, and efficient. She explained everything clearly and made the process smooth and hassle-free. Excellent customer service. Thank you, Erica!

Iffah Nadhirah
Google
StarStarStarStarStar

Aug 28, 2026

Joanna has helped me understand how the loan works as it was my first time asking for loan. Everything was easy and simple to understand. I appreciate her meticulous work and easy going personality

Nur Masyitah Abu hassan
Google
StarStarStarStarStar

Jul 08, 2026

Erica has consistently demonstrated excellent customer service skills and professionalism her service. She is courteous, patient, and attentive when assisting customers, ensuring that enquiries and concerns are handled promptly and effectively.

Anthony Tang
Google
StarStarStarStarStar

Jun 15, 2026

Friendly with big pressure. Expected it to be a tough nego but dickson made the procedure very smooth and explain very throughly in terms of how they can help. Can consider when needing a bridge

Cheng Shan An
Google
StarStarStarStarStar

Aug 07, 2026

The process was fast and hassle-free. They offer low interest rates, and the staff were friendly, responsive, and easy to communicate with. Overall, I had a great experience and would definitely recommend their service.

Marie Fe Taño

Frequently Asked Questions

EZ Loan’s investment loans can be used for real estate purchases, allowing borrowers to capitalise on property opportunities. This loan type is ideal for diversifying assets and securing long-term investments.