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EZ Loan’s low-interest rate loans stand out as an affordable borrowing solution, perfect for clients who want to minimize repayment costs. With a swift 20-minute approval, EZ Loan makes it convenient for borrowers to access funds while benefiting from competitive interest rates, keeping monthly payments manageable and reducing the overall cost of the loan. Low-interest rate loans are designed to support various financial needs, from covering significant expenses to consolidating debt. As a licensed moneylender, EZ Loan offers transparent loan terms, providing a reliable option for those looking for an affordable lending solution. Our customer-focused team ensures that each client receives a loan with favourable rates and flexible repayment options. With EZ Loan’s low interest rate loans, borrowers can meet their financial goals without incurring high costs, and with the added benefit of flexible repayment terms.
EZ Loan’s low-interest rate loans stand out as an affordable borrowing solution, perfect for clients who want to minimize repayment costs. With a swift 20-minute approval, EZ Loan makes it convenient for borrowers to access funds while benefiting from competitive interest rates, keeping monthly payments manageable and reducing the overall cost of the loan. Low-interest rate loans are designed to support various financial needs, from covering significant expenses to consolidating debt. As a licensed moneylender, EZ Loan offers transparent loan terms, providing a reliable option for those looking for an affordable lending solution. Our customer-focused team ensures that each client receives a loan with favourable rates and flexible repayment options. With EZ Loan’s low interest rate loans, borrowers can meet their financial goals without incurring high costs, and with the added benefit of flexible repayment terms.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
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by EZ Loan Pte Ltd
Updated 19 October 2026
A low-interest rate loan is a financing option that offers reduced interest rates, making it more affordable to repay over time. This type of loan is ideal for clients seeking to borrow for various needs, such as consolidating high-interest debt, covering medical expenses, or financing personal projects. With fixed monthly payments, low-interest rate loans provide a clear and predictable way to budget for repayments, allowing borrowers to save on interest while managing their financial obligations.
Start Your Application
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
LAST UPDATE
19 Oct 2026
Application Submitted
in last 30 days
6324
Processing Time
average
14 minutes
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Low-interest rate loans from licensed moneylenders in Singapore provide a legal and affordable option for those seeking financing with minimal interest costs. These loans are an ideal alternative to traditional bank loans, offering budget-conscious borrowers a way to manage essential expenses or unexpected costs without high-interest fees. With EZ Loan’s streamlined approval process, which includes a simple and straightforward application, clients can access funds within minutes, allowing them to address financial needs promptly and efficiently. EZ Loan’s low-interest rate loans feature flexible repayment terms and multiple payment options, including PayNow, bank transfer, and in-person cash payments, giving clients full control over how and when they make repayments. Our dedicated team works closely with each client to provide loan solutions that align with their financial situation, ensuring affordability and transparency. Whether you need funds for medical expenses, education, or personal projects, EZ Loan’s low-interest rate loans make borrowing accessible, simple, and cost-effective. We prioritize a stress-free experience, helping clients meet their financial goals with confidence and peace of mind.
Under the Moneylenders Act, licensed moneylender interest rates are capped at 4% per month. EZ Loan (Licence 19/2026) operates within these statutory limits. Total charges capped at 100% of principal.
EZ Loan holds Licence No. 19/2026 from the Ministry of Law. Verify our licence on the MinLaw registry at rom.mlaw.gov.sg. Visit our Beach Road or Marina Square branch for a fast loan decision.
Application processing/completion
Verification required
Decision or disbursement
Ministry of Law · 19/2026
Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.
Jun 23, 2026
Aug 28, 2026
Jul 08, 2026
Jun 15, 2026
Aug 07, 2026
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Speed up your application with MyInfo
Have your personal details filled in automatically. This also helps us to approve your loan more quickly!
Retrieve MyInfo
Beach Road
