Mon - Sat : 11am - 7pm

phone number+65 6291 2832whatsapp number+65 8388 3388
Insights

Apply For a Business Term Loan Today

EZ Loan provides business-term loans to support companies in managing immediate and long-term financial needs. Offering quick access to capital, these loans enable business owners to handle a range of expenses, from equipment purchases to growth projects. As a licensed money lender, EZ Loan is committed to helping businesses grow through reliable, accessible financing solutions prioritising transparency and ease. A key feature of EZ Loan’s business term loans is flexibility. Unlike traditional bank loans, which may have rigid terms, EZ Loan offers repayment schedules tailored to match a business's cash flow, helping owners maintain financial stability. Our streamlined application process and competitive interest rates make our business loans a practical, efficient alternative to conventional loans, allowing you to stay focused on business priorities without lengthy delays. Our team values clear communication, ensuring clients fully understand loan terms, fees, and repayment obligations. EZ Loan has loan officers who work closely with each borrower, guiding them through every step to ensure a seamless, reliable lending experience. Whether your focus is on expansion, covering unforeseen costs, or stabilising cash flow, EZ Loan provides a trusted and supportive approach to business financing.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
hero-bghero-bg
icon

Updated 26 December 2024

What Are Business Term Loans?

A business term loan is a financial product designed to provide companies with a lump sum of capital repaid over a predetermined period. These loans are typically used for expanding operations, purchasing equipment, or managing cash flow. They offer businesses a structured way to borrow funds with fixed or flexible monthly payments. Unlike lines of credit or revolving loans, business term loans provide a one-time fund disbursement with a defined repayment timeline. The main advantage of business term loans is their predictability. Business owners benefit from a clear repayment schedule for easier budgeting and planning. Licensed moneylenders like EZ Loan simplify the approval process, making these loans a good option for businesses needing fast access to capital without the long waiting periods often associated with traditional bank loans.

Apply Now - 20 Minutes Approval
image

Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Why Take a Business Term Loan With Us

Arrow Down

Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

Arrow Down

Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

Arrow Down

Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

Arrow Down

Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Business Term Loans

Custom Plans That Fit Your Business

Businesses in Singapore can obtain financing from banks, financial institutions, and licensed moneylenders. Licensed moneylenders like EZ Loan provide a reliable alternative for companies needing fast access to funds. At EZ Loan, loan approval takes just 20 minutes! Our business term loans are versatile and can be used for expenses like equipment purchases, payroll, or expansion. With fixed monthly instalments, repayment is simple, and we offer options such as bank transfer or PayNow for convenience. With over 10 years of lending experience, EZ Loan takes pride in delivering a seamless application process. Our knowledgeable team is here to guide you through every step, ensuring your business achieves its financial goals.

about us background image

We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum salary of SGD 10,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Oct 08, 2024

Evan demonstrated exceptional thoroughness and created a warm, welcoming atmosphere with her sweet demeanor. She took the time to assist me in navigating the process of requesting a significant loan, providing clear and thoughtful reasons for her recommendations. Her support made me feel confident and reassured throughout the entire experience. I truly appreciated her dedication to ensuring I felt comfortable and informed.

Raudhah Khairuddin
Star
StarStarStarStarStar

Nov 20, 2024

Was very helpful & friendly, and the process was smooth and efficient. He guided me through every step. Highly recommended. Great service.

Muhammad
Star
StarStarStarStarStar

Nov 25, 2024

It was a seamless experience of Ezloan Jean whom she assisted me with a smile and receptive person. Great work to be flexible and adaptive to understand the needs. Good Work Jean. Keep going. Cheers

Vinod V
Star
StarStarStarStarStar

Sep 27, 2024

Wei Hung was very helpful and friendly, and the process was smooth and efficient. He guided me through every step of the application process, ensuring that I understood all the requirements and options available to me.Highly recommended. Great services.

Nicholas Li
Star
StarStarStarStarStar

Dec 16, 2024

Very easy and accommodating officer by the name of jean, explained everything clearly highly recommended to people having to take loan... not to forget cozy and nice ambience thank u once again 🤝🙏

Muhammad Fazly

Frequently Asked Questions

Requirements include proof of business registration and sufficient business income, among other criteria.

Get Expert Insights On Money Management

Visit our blog and get practical tips on smart borrowing

Blog images

Navigating Financial Landscape: When to Consider a Personal Loan

In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.

Blog images
Blog images

How to Identify Licensed vs. Unlicensed Moneylenders?

Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.

Blog images
Blog images

Moneylender Rates & Fees: How Much Can They Charge?

Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.

Blog images
Blog images

How to Get a Wedding Loan in Singapore? 101 Guide

Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.

Blog images
Blog images

The Entrepreneur’s Guide to Securing a Business Loan with EZ Loan

At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.

Blog images
View All Insights