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Apply For a Debt Consolidation Loan Today

EZ Loan offers debt consolidation loans to help individuals manage multiple high-interest debts by combining them into a single, affordable monthly payment. This approach simplifies finances, reduces stress, and can potentially lower your overall interest rate. As a licensed moneylender in Singapore, EZ Loan provides a streamlined, reliable alternative for those looking to regain control of their financial obligations. What is the main benefit of an EZ Loan debt consolidation loan? Flexibility. Unlike traditional loans that may have strict conditions, our debt consolidation loans are tailored to each individual’s financial situation. With competitive interest rates and an easy application process, EZ Loan enables borrowers to refinance and reduce their financial burden, freeing up more cash flow for other priorities. We emphasise transparency and guidance, with a dedicated team ready to assist clients through each stage of the process. From understanding loan terms to planning a repayment schedule, EZ Loan makes debt consolidation a supportive and straightforward experience, helping clients achieve long-term financial stability.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Apply Now - 20 Minutes Approval
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Updated 26 December 2024

What Are Debt Consolidation Loans?

A debt consolidation loan is a financial tool that combines multiple debts into a single loan, often at a lower interest rate. This makes managing monthly payments more accessible and may reduce the overall interest paid. By consolidating debts, borrowers can simplify their finances, as they no longer need to keep track of multiple due dates and varying interest rates. The main advantage of debt consolidation loans is reducing financial stress and potentially lowering monthly payments. Licensed moneylenders like EZ Loan provide a faster, more accessible option than traditional banks, making these loans an excellent choice for those seeking immediate relief from high-interest debts.

Apply Now - 20 Minutes Approval
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$0

Monthly Installment

$0

Total Interest

$0

Why Take a Debt Consolidation Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Guaranteed Privacy and Exceptional Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Debt Consolidation

Flexible Consolidation Plans for Every Situation

In Singapore, debt consolidation loans are available from banks, financial institutions, and licensed moneylenders. EZ Loan provides a fast, legal solution for debt consolidation, helping you simplify finances and reduce interest costs. With loan approval times as short as 20 minutes, our debt consolidation loans allow you to take charge of your debt management quickly and effectively. Our consolidation loans are designed to help you pay off multiple debts in one affordable monthly instalment. EZ Loan offers flexible repayment terms and multiple payment methods, making repayment straightforward and manageable. Our experienced team is here to support you and provide the financial relief you need.

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We’re Ready to Support Your
Financial Needs

30-minute

Loan Approval

No Guarantor

Required

Cash

Disbursed on the spot

Licensed

by Registry of Moneylender

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum salary of SGD 10,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps - Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Once your loan is approved, you can receive your cash in 30 minutes

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Star
StarStarStarStarStar

Oct 08, 2024

Evan demonstrated exceptional thoroughness and created a warm, welcoming atmosphere with her sweet demeanor. She took the time to assist me in navigating the process of requesting a significant loan, providing clear and thoughtful reasons for her recommendations. Her support made me feel confident and reassured throughout the entire experience. I truly appreciated her dedication to ensuring I felt comfortable and informed.

Raudhah Khairuddin
Star
StarStarStarStarStar

Nov 20, 2024

Was very helpful & friendly, and the process was smooth and efficient. He guided me through every step. Highly recommended. Great service.

Muhammad
Star
StarStarStarStarStar

Nov 25, 2024

It was a seamless experience of Ezloan Jean whom she assisted me with a smile and receptive person. Great work to be flexible and adaptive to understand the needs. Good Work Jean. Keep going. Cheers

Vinod V
Star
StarStarStarStarStar

Sep 27, 2024

Wei Hung was very helpful and friendly, and the process was smooth and efficient. He guided me through every step of the application process, ensuring that I understood all the requirements and options available to me.Highly recommended. Great services.

Nicholas Li
Star
StarStarStarStarStar

Dec 16, 2024

Very easy and accommodating officer by the name of jean, explained everything clearly highly recommended to people having to take loan... not to forget cozy and nice ambience thank u once again 🤝🙏

Muhammad Fazly

Frequently Asked Questions

A debt consolidation loan combines multiple debts into one with a single monthly payment, simplifying finances and potentially lowering interest.

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