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Small Cash LoansEZ Loan is a leading licensed money lender in Singapore, specialising in providing quick and accessible personal loans to meet borrowers' urgent financial needs. Personal loans from EZ Loan offer a flexible solution for those looking for immediate cash flow without the hassle of lengthy approval processes. Whether to cover unexpected expenses, medical emergencies, or personal projects, a personal loan is a lifeline to regain financial stability. With a simplified application process and minimal documentation, EZ Loan ensures customers receive fast, reliable support. One of EZ Loan’s best features is its fast approval time. Borrowers can receive loan approval within just 20 minutes, making it an ideal option for individuals facing time-sensitive financial challenges. Unlike traditional banking institutions, which may require weeks for loan disbursement, EZ Loan streamlines the process, allowing clients to apply online or in person and access funds quickly. This efficiency makes EZ Loan a top choice for those needing immediate cash for personal or family-related expenses. As a trusted and licensed money lender, EZ Loan provides personalised instalment loan options that cater to various financial situations. Personal instalment loans offer the advantage of fixed repayment terms, allowing borrowers to manage their finances more effectively with predictable monthly payments. EZ Loan is committed to helping individuals achieve their financial goals, providing a transparent and trustworthy lending experience with competitive interest rates and flexible repayment plans. Whether short-term or long-term, EZ Loan’s loans are designed to offer financial relief and flexibility to those who need it.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 30 January 2025
A personal loan is an unsecured loan that allows individuals to borrow money based on their financial profile, typically their salary or income. Since it is unsecured, the borrower doesn’t need to provide collateral, such as a car or property, to secure the loan. Personal loans often cover various financial needs, from emergency medical expenses to consolidating debt, funding home renovations, or making large purchases like a new car. The amount borrowed is typically repaid in fixed monthly instalments over a set period, making it a predictable and manageable form of financing. One of the key benefits of personal loans is their flexibility. Unlike loans tied to specific purposes (such as auto loans or mortgages), personal loans can be used for almost anything, giving borrowers the freedom to address a variety of financial obligations. Additionally, with licensed moneylenders like EZ Loan, the application and approval process is streamlined, allowing fast access to funds—sometimes within as little as 20 minutes. This makes personal loans an attractive option for those seeking quick and convenient financial solutions tailored to their individual needs.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
Businesses in Singapore can obtain financing from banks, financial institutions, and licensed moneylenders. Licensed moneylenders like EZ Loan provide a reliable alternative for companies needing fast access to funds. At EZ Loan, loan approval takes just 20 minutes! Our business term loans are versatile and can be used for expenses like equipment purchases, payroll, or expansion. With fixed monthly instalments, repayment is simple, and we offer options such as bank transfer or PayNow for convenience. With over 10 years of lending experience, EZ Loan takes pride in delivering a seamless application process. Our knowledgeable team is here to guide you through every step, ensuring your business achieves its financial goals.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
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In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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