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Apply For a Vacation Loan Today

EZ Loan offers vacation loans to help individuals plan their dream getaway without financial stress. These loans provide fast access to funds, covering everything from flights and accommodations to excursions and activities. As a licensed moneylender in Singapore, EZ Loan ensures a smooth, transparent process, enabling clients to finance their trips with confidence. One of the main advantages of EZ Loan’s vacation loans is flexibility. We understand that travel costs can vary, so we offer repayment terms customized to your budget, making it easier to manage expenses while enjoying your vacation. With competitive interest rates and fast approval, EZ Loan’s vacation loans allow you to focus on creating memories instead of worrying about finances. EZ Loan values transparency and support. Our team is dedicated to guiding you through the application process, providing clear information on loan terms, fees, and repayment schedules. With EZ Loan, planning a vacation becomes an enjoyable and stress-free experience, backed by reliable financial support.

Apply Online, Quick and Easy with EZ Loan

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Start Your Application
SingPass

Speed up your application with MyInfo

Have your personal details filled in automatically. This also helps us to approve your loan more quickly!

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by EZ Loan Pte Ltd

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Updated 25 October 2026

What Are Vacation Loans?

A vacation loan is a personal loan designed specifically to cover travel expenses. This includes costs like flights, hotels, meals, activities, and other travel-related expenses. Unlike credit cards, which may have high-interest rates, a vacation loan offers a structured repayment plan, helping travelers finance their trip without accumulating excessive debt. The main benefit of a vacation loan is convenience. With one upfront disbursement and predictable monthly payments, borrowers can enjoy their trip knowing they have a clear repayment plan. Licensed moneylenders like EZ Loan provide an accessible alternative to bank loans, with a faster approval process to help you start planning sooner.

Start Your Application
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Personal Loan Calculator

Find out how much your repayments and interest rate could be with our calculator.

How much do you want to borrow?

$1,000

$1,000

$100,000

Term (months)

6 months

1 mths

36 mths

Interest % (Monthly)

Total Payment

$1,071

Start Your Application

Monthly Installment

$179

Total Interest

$71

Track Today’s Application Submitted and Processing Time

LAST UPDATE

25 Oct 2026

Application Submitted
in last 30 days

6938

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Processing Time
average

16 minutes

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Why Take a Vacation Loan With Us

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Flexible Loan Plans

As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.

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Affordable and Transparent Repayments

Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We're always here to answer any questions or concerns you may have.

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Quick Access to Funds

Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.

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Transparent Terms and Responsible Service

Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.

Understanding Vacation Loans

Enjoy Your Dream Vacation with EZ Loan’s Fast, Flexible Financing

Planning your ideal getaway is easy with EZ Loan’s vacation loans. In Singapore, you can secure vacation financing from banks, financial institutions, and licensed moneylenders. Still, with EZ Loan—a licensed lender under the Registry of Moneylenders—you know your loan comes from a trusted source. Our vacation loans are tailored to fit individual budgets, with flexible terms that make repayment simple and convenient. EZ Loan’s vacation loans provide a fast, reliable solution, allowing you to start planning without delay. With approval times as short as 20 minutes, our loans offer the flexibility to cover all your travel expenses in one manageable payment plan. Designed with ease and convenience in mind, our vacation loans allow you to pay for your trip in affordable installments. Our dedicated team is here to help you focus on enjoying your adventure, providing a financing solution that suits your needs perfectly.

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with EZ Loan

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Vacation loans
from a licensed moneylender in Singapore

EZ Loan is a licensed moneylender in Singapore (Licence 19/2026) offering personal loans for travel and holiday expenses. Interest is capped at 4% per month under the Moneylenders Act.

We’re Ready to Support Your
Financial Needs

Can be under 10 minutes

Application processing/completion

Face-to-face

Verification required

Some may be same-day

Decision or disbursement

Licensed

Ministry of Law · 19/2026

Application processing/completion can be under 10 minutes for eligible applications with complete documents. Some completed applications may receive a same-day lending decision, and some approved loans may be disbursed on the same day, subject to assessment, document verification, face-to-face identity verification and signing.

Eligibility Criteria

The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.

At least 21 years of age

With a minimum monthly salary of SGD 2,000

Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.

Documents
We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

  • check-mark NRIC
  • check-mark SingPass
  • check-mark
    If renting, provide both:
    • Your tenancy agreement
    • Proof of address such as your phone bill or utility bill
  • check-mark Payslips for the last three months, if available

Foreigners

Foreigners need to present the following:

  • check-mark Employment Pass/ S Pass / Work Permit with a minimum 6-month validity
  • check-mark Passport
  • check-mark
    Residence information in the form of both:
    • Phone bill or utility bill
    • Tenancy agreement
  • check-mark Payslips for the last three months, if available
  • check-mark Employment Contract

3 Easy Steps -
Loan Application Process

Apply Anytime

You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.

Book a Consultation

Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.

Collect Your Cash

Some approved loans may be disbursed on the same day. Timing depends on assessment, document verification and the required face-to-face identity verification.

Loans for All Circumstances

Browse different loan types to learn more

Why do Singaporeans choose us
as their go-to moneylender?

Read our reviews on Google or check recent ones below.

Google
StarStarStarStarStar

Jun 23, 2026

Great experience at EZ Loan Bank Branch. Erica was very helpful, professional, and efficient. She explained everything clearly and made the process smooth and hassle-free. Excellent customer service. Thank you, Erica!

Iffah Nadhirah
Google
StarStarStarStarStar

Aug 28, 2026

Joanna has helped me understand how the loan works as it was my first time asking for loan. Everything was easy and simple to understand. I appreciate her meticulous work and easy going personality

Nur Masyitah Abu hassan
Google
StarStarStarStarStar

Jul 08, 2026

Erica has consistently demonstrated excellent customer service skills and professionalism her service. She is courteous, patient, and attentive when assisting customers, ensuring that enquiries and concerns are handled promptly and effectively.

Anthony Tang
Google
StarStarStarStarStar

Jun 15, 2026

Friendly with big pressure. Expected it to be a tough nego but dickson made the procedure very smooth and explain very throughly in terms of how they can help. Can consider when needing a bridge

Cheng Shan An
Google
StarStarStarStarStar

Aug 07, 2026

The process was fast and hassle-free. They offer low interest rates, and the staff were friendly, responsive, and easy to communicate with. Overall, I had a great experience and would definitely recommend their service.

Marie Fe Taño

Frequently Asked Questions

Vacation loans can cover travel expenses like flights, accommodations, meals, excursions, and other related costs.