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Small Cash LoansEZ Loan’s zero-interest rate loans stand out as a unique and affordable financing option. They offer a quick 20-minute approval process and are specifically designed for those seeking short-term financial support without accruing interest charges. This makes it easier to address immediate expenses without the additional interest cost. As a licensed moneylender, EZ Loan is committed to transparent, accessible lending. Our zero-interest rate loans allow clients to manage financial obligations efficiently, covering essential expenses without worrying about high-interest fees. This commitment ensures clients have a safe and effective way to borrow at no extra cost. Our experienced team is dedicated to supporting clients through each step, ensuring a straightforward process and flexible repayment terms that fit individual financial situations. With EZ Loan’s zero-interest rate loans, borrowers can handle urgent needs without financial strain.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Updated 5 February 2025
A zero-interest rate loan is a unique loan type that provides funds without any interest charges, offering borrowers a cost-effective way to manage short-term financial needs. This type of loan is generally available for specific amounts and comes with fixed monthly instalments, allowing for easy repayment planning. Zero-interest loans are ideal for individuals looking for a quick cash boost without incurring additional costs, making them an attractive option for covering short-term expenses or emergencies.
Apply Now - 20 Minutes Approval
Find out how much your repayments and interest rate could be with our calculator.
How much do you want to borrow?
$1,000
$1,000
$100,000
Term (months)
6 months
1 mths
36 mths
Interest % (Monthly)
Total Payment
Monthly Installment
Total Interest
As a licensed money lender under the Registry of Moneylenders, we comply fully with the Moneylenders Act. This means you can trust that your funds come from a secure and reputable source.
Before offering a loan, we take the time to understand your unique financial situation. Our experienced team will clearly explain the terms and conditions of your loan, ensuring everything is straightforward. We’re always here to answer any questions or concerns you may have.
Our service goes beyond simply lending money. With personalised loan plans and fast approval, you can rely on us to provide financial support when needed. We prioritise clear communication to ensure peace of mind at every step.
Your privacy and security are our top priorities. Our team adheres to strict data protection protocols, keeping your personal information, loan details, and documents confidential. We are dedicated to delivering excellent customer service throughout your loan process.
For those who need zero-interest rate loans in Singapore, licensed moneylenders provide a legal, cost-effective borrowing option for those seeking short-term financial solutions. These loans are ideal for covering urgent expenses, allowing borrowers to manage immediate obligations without the added cost of high interest rates. With EZ Loan’s fast 20-minute approval process, clients can quickly access zero-interest funds, giving them prompt financial relief when needed. We understand the importance of financial security, and our zero-interest loans are designed to provide a safety net during challenging times. EZ Loan’s zero-interest rate loans come with flexible repayment terms and convenient payment options, such as PayNow, bank transfers, and in-store cash payments, making repayment straightforward and adaptable to individual preferences. Our dedicated team is committed to providing a seamless borrowing experience, from application to fund disbursement, with clear terms and no hidden costs. Clients benefit from an affordable, transparent lending process that aligns with their financial goals and timelines. At EZ Loan, we ensure that accessing zero-interest funds is stress-free, empowering clients to handle short-term financial needs confidently and effectively.
Loan Approval
Required
Disbursed on the spot
by Registry of Moneylender
The minimum requirements for applying for a loan depend primarily on your citizenship, income level and age. We welcome Singaporeans/PRs and foreigners.
Besides banks, licensed money lenders are a great and legal alternative
to secure your loan in Singapore.
You can start your application online, visit one of our offices, or connect with us via WhatsApp—whichever is most convenient for you.
Visit one of our branches for a free consultation, present the necessary documents, and finalise the loan agreement.
Once your loan is approved, you can receive your cash in 30 minutes
Singaporeans or PRs need to present the following:
NRIC SingPass Payslips for the last three months, if availableForeigners need to present the following:
Employment Pass/ S Pass / Work Permit with a minimum 6-month validity Passport Payslips for the last three months, if available Employment Contract
Nov 25, 2024
Nov 20, 2024
Jan 16, 2025
Jan 17, 2025
Oct 08, 2024
In today’s fast-paced world, managing finances can sometimes feel like navigating through a dense fog. Whether it’s an unexpected medical bill, a sudden need for car repairs, or the desire to consolidate high-interest debt, personal loans can serve as a beacon of hope. However, the decision to take out a personal loan shouldn’t be made lightly. Here’s a comprehensive guide to help you understand when it might be beneficial to consider a personal loan.
Sudden and unforeseeable situations can arise without warning, possibly out of our control too. Such situations can sometimes impair our ability to make sound judgment and decisions calmly and logically. Taking up a loan may be mandatory but because we are sometimes overtaken by our emotions, we may end up borrowing from an unlicensed moneylender. Hence, EZ Loan Pte Ltd is here to provide help and assistance for your needs. As such, EZ Loan Pte Ltd has come up with a guide that will help you in your judgment in determining whether the moneylender you are keen in, is a licensed or unlicensed moneylender, so that you can borrow legally and worry free with us.
Wondering how much does it cost for a personal loan from a legal moneylender? This article will answer your questions. For all licensed moneylenders in Singapore, the loan amounts and charges are drafted and calculated by adhering strictly to the rates and charges which are allowed, and stated by the Ministry of Law.
Planning your dream wedding can be both an exciting and stressful affair. Between choosing the perfect venue, and finding that show-stopping dress, wedding costs can quickly snowball. But that shouldn’t affect your happily ever after! The solution? Short-term personal loans! In this comprehensive guide, our loan experts at EZLoan explore how you can apply for a wedding loan in Singapore – a helpful financial tool that can bridge the gap between your dream wedding and reality.
At EZ Loan, we understand the unique challenges and opportunities that entrepreneurs and small business owners face in Singapore. Securing a business loan is a critical step for many businesses looking to scale, innovate, or simply manage cash flow more effectively. We’re here to guide you through this process, making it as straightforward and beneficial as possible.
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